A crypto card lets you spend your crypto anywhere Visa or Mastercard works. We compare 130 cards on fees, ID checks and what real users say, including 29 you can get without ID.
What matters most to you?
No ID needed
Sign up without a passport or selfie
29 cards →
No monthly fee
Cards that cost nothing to keep
96 cards →
Cashback
Earn crypto back when you spend
48 cards →
Pay with your phone
Works with Apple Pay
100 cards →
For a business
Team cards and ad spend
9 cards →
Spend Bitcoin
Cards that accept BTC
72 cards →
137 cards
Ranked by user rating from Reddit, app stores and reviews. How we rate
The double or nothing card: a no-ID virtual Visa where every card payment comes back free or costs double, settled from public market prices.
Virtual card · Visa · Apple Pay & Google Pay
Spend USDT, USDC
A self-custodial secured Visa credit card where you lock USDC in an escrow contract you control and spend in USD, with low fees and Apple Pay or Google Pay support.
Virtual card · Visa · Apple Pay & Google Pay
Spend USDC, USDT, ETH, SOL
A premium virtual card that can be added to Apple Pay and Google Pay for in-person contactless spending, with no identity verification.
Virtual card · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, LTC +1 more
A Visa card with conversion fees around 0.32%, BTC cashback, one-minute KYC and automatic conversion of crypto into local currency.
Virtual + physical · Visa · Apple Pay & Google Pay
Supported coins not listed
An entry-level stablecoin card for everyday spending, with no annual fee and 2% cashback on purchases for holders of stablecoins.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend USDT, USDC, USDe, PYUSD, RLUSD +2 more
A non-custodial Visa card that links on-chain stablecoin balances to everyday purchases, aimed at people who want their idle USDC to earn yield.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend USDC, USDT
A Mastercard that works in debit mode or credit mode, letting you borrow against your crypto, with up to 2% cashback in NEXO tokens.
Virtual + physical · Mastercard · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, DAI +10 more
A high-limit physical Visa card with $1M monthly spend, $175K per transaction, ZYP points rewards and availability in 180+ countries.
Physical card · Visa · Apple Pay & Google Pay
Supported coins not listed
A Visa debit card tied to the Change investment platform, regulated in Estonia and meant for European users who spend in euros.
Virtual + physical · Visa
Spend BTC, ETH, SOL, XRP, ADA +6 more
A self-custodial on-chain neobank card with no FX fees, gasless transactions and crypto cashback, though it is still waitlist-only.
Virtual + physical · Visa · Apple Pay & Google Pay
Supported coins not listed
A business Visa card with uncapped cashback of up to 2%, unlimited virtual and physical cards, and sub-1% stablecoin conversion.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend USDC, USDT
A privacy-centered virtual card for global spending, issued instantly by connecting a Web3 wallet with no personal information needed.
Virtual card · Visa · Google Pay
Spend USDC, USDT, DAI
A premium self-custodial Mastercard with 3% STRK cashback, 10% in the first 30 days, no FX or conversion fees, and funds kept in your wallet until you pay.
Physical card · Mastercard · Google Pay
Spend USDC, BTC, ETH
A Kraken debit card with no FX fees across 400+ currencies, up to 1% cashback in fiat or BTC, and free ATM use from Kraken.
Virtual + physical · Mastercard · Apple Pay & Google Pay
Supported coins not listed
A premium virtual Visa Platinum card issued within Telegram, with a $100,000 monthly limit and no identity checks, for users who want maximum privacy.
Virtual card · Visa · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC
A Visa credit card with no annual fee that earns up to 4% back in Bitcoin and helps users build credit as they spend.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend BTC
A premium card with gamified rewards in Shards and Stones, offering the fullest set of ZEN.COM platform perks.
Virtual + physical · Mastercard · Apple Pay & Google Pay
Spend BTC, ETH, USDT, LTC, SOL +8 more
An instantly activated virtual Mastercard with no KYC, funded with USDT and aimed at global spending, digital advertising and recurring subscriptions.
Virtual card · Mastercard · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, BNB +32 more
A virtual card for agencies and high-volume media buyers, with cashback on ad spend and tools for managing team members.
Virtual card · Visa · Apple Pay & Google Pay
Spend USDT, BTC
A non-custodial crypto card on Solana with a credit mode that spends against collateral and a deposit mode using USDC or USDT.
Virtual + physical · Mastercard · Apple Pay & Google Pay
Spend USDC, USDT
A premium Bitcoin banking card with 1% BTC cashback, no FX fees and a 0.1% BTC spread, offered by a licensed Gibraltar private bank for $1,000 a year.
Physical card · Mastercard
Spend BTC, USDC
A virtual USD prepaid card paid for with crypto and issued in the DigitalPurse app, with optional KYC and online or in-store use through Apple Pay and Google Pay.
Virtual card · Mastercard · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, LTC +1 more
A virtual Visa card paired with a self-custody crypto wallet, meant for people who want to keep their private keys while spending anywhere Visa works.
Virtual card · Visa
Supported coins not listed
A premium crypto payment card with financial services built in, aimed at wealthy users who want very high limits and concierge perks.
Virtual card · Visa
Supported coins not listed
A Visa or Mastercard debit or prepaid card that you fund with cryptocurrency. When you pay, the issuer converts your crypto or stablecoins into the local currency, so the shop receives normal money. It works anywhere the card network is accepted, online or in person.
Yes. 29 of the active cards we track need no ID document. Most are virtual prepaid cards funded with USDT or USDC. Expect lower limits and higher top-up fees than verified cards.
Every card gets a rating out of 10 built from four parts: privacy and ID requirements, how much the issuer can be trusted, real-world fees, and what users say on Reddit, X, Trustpilot, app stores and YouTube. Sponsored and featured placements are always labelled.
Sort the list by lowest monthly fee, then compare the top-up fee and FX fee columns. A card with no monthly fee can still cost several percent on every deposit.
With a custodial card the issuer holds your balance, so you carry the issuer's risk. A self-custodial card spends from a wallet you control. The user feedback on each review is the fastest way to spot frozen accounts, slow support or a program that is winding down.
In most countries, spending crypto counts as selling it, so any gain since you bought it can be taxable. Stablecoin cards keep this simple because a stablecoin rarely changes in value.
