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Revolut Metal Card logo

Revolut Metal Card

by Revolut

Get This Card
Monthly fee
$14.99
Card fee
Free
Top-up fee
Free
ID check
Full KYC
Card
Physical
Phone pay
Apple Pay, Google Pay

Our verdict

Revolut Metal pairs premium banking with crypto trading on a metal card. It suits frequent travelers who want free currency exchange and some crypto exposure, though the monthly subscription is a real cost.

What we like

  • +Premium metal card
  • +No FX fees up to €10K a month
  • +1% cashback outside Europe
  • +Free ATM withdrawals up to €800 a month
  • +Broad travel insurance included

Watch out for

  • −Requires a €14.99 monthly subscription
  • −Just 0.1% cashback inside Europe
  • −1% fee on weekend crypto trades
  • −Crypto trading costs more than on dedicated exchanges
  • −Full KYC including credit checks

6.2/10

Editor score

Fair

6.0/10

User rating

Based on 47 sources

Lv 4

KYC Level

Full KYC

Global

Availability

6 countries excluded

Card Overview

Revolut Metal Card logo

Rewards

Cashback
1%
Cashback Crypto
BTC
Staking Rewards
—
Staking APR
—
Welcome Bonus
—
Referral Bonus
—

Fees

Monthly Fee
$14.99
Card Issuance
Free
ATM Fee
2%
FX Fee
Free
Top-up Fee
Free
Decline Fee
—

Limits

Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
$800

Card Info

Card Type
Physical Card
Card Network
Visa
Apple Pay
Google Pay

KYC Requirements

Level: Full KYC

  • ✓Email verificationRequired
  • ✓Phone verificationRequired
  • ✓Identity documentRequired
  • ✓Proof of addressRequired
  • ✓Selfie verificationRequired

Community Sentiment

Community Score

6.0/10

Sourced from

The app is the strongest point, widely described as best-in-class for multi-currency management, instant virtual cards and a smooth interface. Fees are seen as favorable, helped by the April 2025 removal of the weekend FX markup for Metal users, unlimited mid-market exchange and generous ATM allowances. The bundled subscriptions (FT, NordVPN, Perplexity, Wolt) are useful for digitally minded travelers, but cashback inside the EU is a weak 0.1%. Users complain that automated AML checks can freeze legitimate accounts for weeks with no clear route to a human. Some are also uneasy that behavioral data goes to ad networks. Support is the biggest weakness, as even paid Priority Support is said to fail in emergencies and leave Metal customers stuck with chatbots.

Category Breakdown

KYC Simplicity5/10
Fee Efficiency7/10
Reward Value6/10
App Experience9/10
Privacy5/10
Support Quality4/10

Features

ATM withdrawalsCrypto cashbackContactless paymentsInternational ATM accessMetal cardMobile appNo FX feeOnline paymentsPhysical card

Supported Cryptocurrencies

BBTCBitcoinEETHEthereumSSOLSolanaXXRPDDOGEDogecoinAADACardanoDDOTPolkadotMMATICPolygonAAVAXAvalancheLLINKChainlinkLLTCLitecoinAATOM

Networks: Bitcoin, Ethereum, Solana, Polygon

Frequently asked questions

Does the Revolut Metal Card require KYC?

Yes. Revolut asks for full kyc before issuing the card. Full verification: ID document, proof of address and a selfie or liveness check.

What fees does the Revolut Metal Card charge?

The card has a monthly fee of $14.99, an issuance fee of free, a top-up fee of free, an FX fee of free. See the fee table above for ATM and decline fees.

Does the Revolut Metal Card work with Apple Pay and Google Pay?

Apple Pay is supported and Google Pay is supported, according to the issuer.

Which countries can get the Revolut Metal Card?

It is available in most countries, except China, Cuba, Iran, North Korea, Russia, Syria.

Which cryptocurrencies does the Revolut Metal Card support?

BTC, ETH, SOL, XRP, DOGE, ADA, DOT, MATIC, AVAX, LINK, LTC, ATOM.

Last updated August 19, 2026, verified August 6, 2026.