RedotPay Card
by RedotPay
- Monthly fee
- Free
- Card fee
- $100.00
- Top-up fee
- Not listed
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
RedotPay offers some of the industry's highest limits, at $100K per transaction and $1M daily, with global reach from Hong Kong. Binance Pay support and strong security suit heavy crypto spenders.
What we like
- +Very high limits: $100K per transaction, $1M per day
- +Direct Binance Pay integration
- +$42M insurance cover and FIPS 140-2 level 3 security
- +Multi-currency accounts in USD, GBP and EUR
- +Free P2P transfers by QR code or phone number
Watch out for
- −$100 fee for a physical card
- −No standard cashback, only 1% with the Credit feature
- −High ATM fees of about 3.5-3.8%
- −Supports only 4 cryptocurrencies
- −Some reports of the card failing on certain platforms
6.8/10
Editor score
Fair
6.0/10
User rating
Based on 44 sources
Lv 3
KYC Level
ID verification
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- $100.00
- ATM Fee
- 2%
- FX Fee
- 1.2%
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- $1,000,000
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
6.0/10
Sourced from
RedotPay is a custodial card platform from Hong Kong, launched in April 2023, with 6M+ users, $10B+ in annualised payment volume and a $2B valuation after a $107M Series B. Its Visa virtual and physical cards convert crypto at the moment of payment with no pre-loading, supporting BTC, ETH, SOL, USDT and USDC at 130M+ merchants in 158+ countries. MPC custody, PCI DSS compliance and Apple and Google Pay make it technically solid, and Sumsub KYC usually clears within minutes. Costs stack up, though: $10 for a virtual card, $100 for a physical card, 1% conversion, 1.2% cross-currency FX and 2% at ATMs. There is no purchase cashback, only 4.5 to 5% yield on idle USDT or USDC and referrals. Support is weakest, with Trustpilot at 3.4/5 and complaints of copy-paste bot replies, ignored tickets and refund holds lasting months. Blocks at Amazon and AliExpress and freezes for security reasons recur. Data collection is extensive, typical for regulated custodial services but less welcome to privacy-minded users.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum, Solana
Frequently asked questions
Does the RedotPay Card require KYC?
Yes. RedotPay asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the RedotPay Card charge?
The card has a monthly fee of free, an issuance fee of $100.00, an FX fee of 1.2%. See the fee table above for ATM and decline fees.
Does the RedotPay Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the RedotPay Card?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the RedotPay Card support?
BTC, ETH, USDT, USDC, SOL.
Last updated August 19, 2026, verified August 6, 2026.