Bybit Card
by Bybit
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Not listed
- ID check
- Full KYC
- Card
- Virtual
- Phone pay
- Apple Pay, Google Pay
Our verdict
The standard Bybit virtual card is a capable digital-only payment option with generous limits and wide wallet support. It fits users who do not need plastic and who can reach higher VIP tiers for better cashback.
What we like
- +Generous daily and monthly spending limits
- +Apple Pay and Google Pay in most regions
- +Up to 10% cashback at Supreme VIP level
- +No monthly or yearly maintenance fee
Watch out for
- −Full identity and address checks required
- −FX fees as high as 7% in places such as Argentina
- −No physical card, so no ATM withdrawals
- −Crypto conversion fee on every purchase
6.4/10
Editor score
Fair
Lv 4
KYC Level
Full KYC
Global
Availability
12 countries excluded
Card Overview
Rewards
- Cashback
- 10%
- Cashback Crypto
- USDT
- Staking Rewards
- No
- Staking APR
- None
- Welcome Bonus
- None
- Referral Bonus
- $20
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- Not listed
- FX Fee
- 0.5%
- Top-up Fee
- Not listed
- Decline Fee
- Not listed
Limits
- Daily Spend
- $5,000
- Monthly Spend
- $50,000
- ATM Withdrawal
- Not available
Card Info
- Card Type
- Virtual Card
- Card Network
- Mastercard
- Apple Pay
- Google Pay
KYC Requirements
Level: Full KYC
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✓Proof of addressRequired
- ✓Selfie verificationRequired
Community Sentiment
Community Score
5.5/10
Sourced from
Users like the app, which holds a 4.6-star Google Play rating from about 1.41M reviews, along with smooth Apple Pay and Google Pay setup and a USDT cashback scheme that fully rebates subscriptions such as Netflix and Spotify. The card's expansion, including a Q1 2026 launch in Georgia with the National Bank, is seen as a sign of momentum. Complaints centre on enhanced due diligence checks that can freeze assets for long periods with little explanation. The advertised 10% cashback is capped at $600 a month, so heavy spenders end up with an effective rate near 2.4%. Support leans on chatbots, which leaves people stuck in emergencies, and users dislike having to disclose external DeFi wallet history. Overall the card suits wealthy exchange users who can handle compliance, and is frustrating for ordinary shoppers.
Category Breakdown
Features
Supported Cryptocurrencies
Similar cards
Frequently asked questions
Does the Bybit Card require KYC?
Yes. Bybit asks for full kyc before issuing the card. Full verification: ID document, proof of address and a selfie or liveness check.
What fees does the Bybit Card charge?
The card has a monthly fee of free, an issuance fee of free, an FX fee of 0.5%. See the fee table above for ATM and decline fees.
Does the Bybit Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Bybit Card?
It is available in most countries, except Canada, China, Cuba, France, United Kingdom, Iran, North Korea, Sudan, Singapore, Syria, United States, Uzbekistan.
Which cryptocurrencies does the Bybit Card support?
BTC, ETH, USDT, USDC, XRP, TON, MNT, BNB.
Last updated August 19, 2026, verified August 6, 2026. Issuer of this card? Get your rating badge.