Laso Finance International Card
by Laso Finance
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- 3.8%
- ID check
- Not needed
- Card
- Virtual
- Phone pay
- Google Pay
Our verdict
Laso's International Card issues instantly through a Web3 wallet without KYC, which makes it a strong choice for private online spending. The 3.8% load fee and $1,000 balance cap are the price, though there are no monthly or decline fees.
What we like
- +No KYC or personal information required
- +Instant issuance by connecting a Web3 wallet
- +No monthly maintenance or decline fees
- +Supports many blockchain networks
- +Works with Google Pay and Samsung Pay
Watch out for
- −Fairly high 3.8% operations fee on loads
- −Strict $1,000 maximum balance
- −Excluded from several large European markets
- −Non-reloadable, so redemption is manual
7.9/10
Editor score
Good
7.2/10
User rating
Based on 43 sources
Lv 0
KYC Level
No KYC
Global
Availability
32 countries excluded
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- 3.8%
- Decline Fee
- Free
Limits
- Daily Spend
- $1,000
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- —
- Google Pay
KYC Requirements
Level: No KYC
- ✕Email verificationNot Required
- ✕Phone verificationNot Required
- ✕Identity documentNot Required
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
7.2/10
Sourced from
Onboarding stands out: connecting a wallet produces a virtual Visa in seconds with no ID, selfie, proof of address or credit check, and it adds to Google Pay directly. Privacy is real but conditional, because Laso is FinCEN MSB registered and replaces identity documents with close monitoring, including IP clustering, device fingerprinting and on-chain tracking. The international card has the worst economics on the platform: 3.8% on load, about 2% FX on non-USD spending, steep refund fees, a $1,000 lifetime cap and no ATM access. The loudest complaint is the end of the reloadable international product. Its non-reloadable replacement is fulfilled by hand, can take hours and shows no live balance, and Laso publicly blamed issuer limits in the non-KYC space. Declines are another frustration, since cash-equivalent and financial-services merchants are blocked without warning. Support gets the most praise, with developers answering on Telegram and fixing issues within hours. Rewards are mostly absent beyond a gift-card catalogue of 2,000+ brands. Custody is disputed, and reviewers split between a top-tier privacy endorsement and a 6/10 over transparency, while some Russian-language scam pages are unevidenced and contradicted by long-term users.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum, Arbitrum, Optimism, Polygon, Base, BNB Chain, Avalanche, Solana, Stellar
Frequently asked questions
Does the Laso Finance International Card require KYC?
No. The Laso Finance International Card can be issued without identity verification. Limits and fees may be higher than on verified cards.
What fees does the Laso Finance International Card charge?
The card has a monthly fee of free, an issuance fee of free, a top-up fee of 3.8%. See the fee table above for ATM and decline fees.
Does the Laso Finance International Card work with Apple Pay and Google Pay?
Apple Pay is not supported and Google Pay is supported, according to the issuer.
Which countries can get the Laso Finance International Card?
It is available in most countries, except Afghanistan, Albania, Belarus, Congo - Kinshasa, Central African Republic, Cuba, Eritrea, Ethiopia, France, United Kingdom, Ireland, Iraq and 20 more.
Which cryptocurrencies does the Laso Finance International Card support?
USDC, USDT, DAI.
Last updated October 8, 2026, verified August 6, 2026.