Solayer Emerald Card
by Solayer
- Monthly fee
- Free
- Card fee
- $75.00
- Top-up fee
- 1%
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
Solayer Emerald Card gives true self-custody on Solana's InfiniSVM with 4-5% yield on sUSD deposits, plus LAYER airdrop points. It is attractive for Solana participants but is the priciest card in its peer group.
What we like
- +True self-custody without converting to fiat first
- +4-5% yield on the Treasury-backed sUSD stablecoin
- +LAYER airdrop points earned on purchases
- +InfiniSVM supports 300,000+ TPS
- +$10 card fee for Genesis users
Watch out for
- −Higher fees: 1% top-up, $0.15 per transaction and 1.5% FX
- −$75 card fee for non-Genesis users
- −Virtual only, physical card coming soon
- −USDC on Solana only, no EVM support yet
- −Most expensive among comparable cards
8.3/10
Editor score
Good
6.2/10
User rating
Based on 27 sources
Lv 3
KYC Level
ID verification
Global
Availability
6 countries excluded
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- sUSD
- Staking Rewards
- Staking APR
- 4%
- Welcome Bonus
- —
- Referral Bonus
- $25
Fees
- Monthly Fee
- Free
- Card Issuance
- $75.00
- ATM Fee
- —
- FX Fee
- 1.5%
- Top-up Fee
- 1%
- Decline Fee
- Free
Limits
- Daily Spend
- $10,000
- Monthly Spend
- $30,000
- ATM Withdrawal
- $500
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
6.2/10
Sourced from
Users praise the real non-custodial design on InfiniSVM and Solana, smooth Apple Pay, Google Pay and LINE Pay support, and a layered reward setup of 1% cashback, 4-5% sUSD Treasury yield and Emerald Points redeemable for tier-one airdrops. Solayer Travel, with hotel discounts of up to 60%, stands out as practical value. The downsides are a $75 activation fee for general users, a 1% top-up fee, a 1.5% FX markup, and KYC-linked data collection that weakens on-chain privacy. Access is blocked in several US states and many countries, and support is uneven, with reports of withdrawal delays lasting months. The $LAYER token fell 45%, erasing around $350M in market cap, which adds confidence risk for depositors. Sentiment is mixed to positive among technical users, tempered by fees, privacy trade-offs and token volatility.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Solayer, Solana
Frequently asked questions
Does the Solayer Emerald Card require KYC?
Yes. Solayer asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Solayer Emerald Card charge?
The card has a monthly fee of free, an issuance fee of $75.00, a top-up fee of 1%, an FX fee of 1.5%. See the fee table above for ATM and decline fees.
Does the Solayer Emerald Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Solayer Emerald Card?
It is available in most countries, except China, Iran, North Korea, Russia, Syria, United States.
Which cryptocurrencies does the Solayer Emerald Card support?
SOL, sSOL, sUSD, USDC.
Last updated August 19, 2026, verified August 6, 2026.