Tria Card
by Tria
- Monthly fee
- Free
- Card fee
- $20.00
- Top-up fee
- Not listed
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
Tria Card supports over 1,000 cryptocurrencies and uses AI-powered routing to find efficient conversion paths. With 0% FX fees and chain abstraction, it suits people who hold a varied crypto portfolio.
What we like
- +Bitcoin, Solana and Ethereum can be spent interchangeably
- +0% foreign exchange fees
- +AI-powered BestPath routing reduces slippage
- +Up to 12% APY on stablecoin holdings
- +Available in 150+ countries
Watch out for
- −Requires 100% crypto collateral, unlike traditional credit
- −Cashback paid in Tria tokens after the TGE, which carries value risk
- −Unavailable in the US, China, India and Russia
- −Smart contract risk from MPC and routing protocols
- −Premium tiers carry sizable fees
7.8/10
Editor score
Good
5.5/10
User rating
Based on 29 sources
Lv 3
KYC Level
ID verification
Global
Availability
15 countries excluded
Card Overview
Rewards
- Cashback
- 6%
- Cashback Crypto
- —
- Staking Rewards
- Staking APR
- 12%
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- $20.00
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- $1,000,000
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
5.5/10
Sourced from
Tria is described as a sophisticated non-custodial neobank that uses intent-based routing and account abstraction to spend across chains, with support for 1000+ tokens on 200+ chains. Opinion is divided. Institutional analysts like the technology, while retail users complain about aggressive airdrop campaigns, shifting rewards, unstable apps and stacking fees of 0.5% per transaction plus FX and tier costs. The Season 3 update in June 2026 moved cashback from locked TRIA tokens to stablecoins, which made rewards more useful. Its 2.1 out of 5 Google Play rating reflects unmet airdrop hopes and slow support, though organic comments praise easy spending and genuine self-custody. It suits tech-savvy international users but is risky for anyone wanting clear, predictable rewards.
Category Breakdown
Features
Supported Cryptocurrencies
Frequently asked questions
Does the Tria Card require KYC?
Yes. Tria asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Tria Card charge?
The card has a monthly fee of free, an issuance fee of $20.00. See the fee table above for ATM and decline fees.
Does the Tria Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Tria Card?
It is available in most countries, except Belarus, China, Cuba, Israel, India, Iraq, Iran, North Korea, Nepal, Russia, Syria, Türkiye and 3 more.
Which cryptocurrencies does the Tria Card support?
The issuer does not list supported assets.
Last updated August 19, 2026, verified August 6, 2026.