These cards let you fund purchases with Bitcoin. Some convert BTC to fiat at the moment you pay, others ask you to top up a balance first. A few support Lightning, which makes deposits fast and cheap.
Pay attention to the conversion spread: a card with no listed FX fee can still cost 1 to 2 percent on every purchase through the rate it uses to sell your BTC.
78 cards
Ranked by user rating from Reddit, app stores and reviews. How we rate
A premium virtual card that can be added to Apple Pay and Google Pay for in-person contactless spending, with no identity verification.
Virtual card · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, LTC +1 more
An entry-level stablecoin card for everyday spending, with no annual fee and 2% cashback on purchases for holders of stablecoins.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend USDT, USDC, USDe, PYUSD, RLUSD +2 more
A Mastercard that works in debit mode or credit mode, letting you borrow against your crypto, with up to 2% cashback in NEXO tokens.
Virtual + physical · Mastercard · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, DAI +10 more
A Visa debit card tied to the Change investment platform, regulated in Estonia and meant for European users who spend in euros.
Virtual + physical · Visa
Spend BTC, ETH, SOL, XRP, ADA +6 more
A premium self-custodial Mastercard with 3% STRK cashback, 10% in the first 30 days, no FX or conversion fees, and funds kept in your wallet until you pay.
Physical card · Mastercard · Google Pay
Spend USDC, BTC, ETH
A premium virtual Visa Platinum card issued within Telegram, with a $100,000 monthly limit and no identity checks, for users who want maximum privacy.
Virtual card · Visa · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC
A Visa credit card with no annual fee that earns up to 4% back in Bitcoin and helps users build credit as they spend.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend BTC
A premium card with gamified rewards in Shards and Stones, offering the fullest set of ZEN.COM platform perks.
Virtual + physical · Mastercard · Apple Pay & Google Pay
Spend BTC, ETH, USDT, LTC, SOL +8 more
An instantly activated virtual Mastercard with no KYC, funded with USDT and aimed at global spending, digital advertising and recurring subscriptions.
Virtual card · Mastercard · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, BNB +32 more
A virtual card for agencies and high-volume media buyers, with cashback on ad spend and tools for managing team members.
Virtual card · Visa · Apple Pay & Google Pay
Spend USDT, BTC
A premium Bitcoin banking card with 1% BTC cashback, no FX fees and a 0.1% BTC spread, offered by a licensed Gibraltar private bank for $1,000 a year.
Physical card · Mastercard
Spend BTC, USDC
A virtual USD prepaid card paid for with crypto and issued in the DigitalPurse app, with optional KYC and online or in-store use through Apple Pay and Google Pay.
Virtual card · Mastercard · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, LTC +1 more
A Visa card for spending crypto at 60+ million merchants, with cashback up to 8% in BNB depending on your holdings and no issuance or transaction fees.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend BTC, ETH, BNB, USDT, USDC +8 more
A Visa debit card with reward tiers that converts crypto into fiat at the point of sale, for people spending crypto in everyday life.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, LINK +2 more
The physical version of the Bleap Mastercard, listed at $21, adding ATM access and in-store tap payments to the same fee structure as the virtual card.
Physical card · Mastercard · Apple Pay & Google Pay
Spend BTC, ETH, SOL, USDC, USDT +5 more
A free-to-create virtual prepaid card for individuals and occasional online shoppers, with instant issuance and no monthly fees.
Virtual card · Visa · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, XMR +3 more
A widely used crypto card with rewards tiers based on CRO staking and cashback of up to 8% at the higher tiers.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, XRP +3 more
A crypto card for daily spending that converts loaded crypto to fiat for online, in-store and ATM use, with free virtual and plastic cards and a 0.5% loading fee.
Physical card · Visa · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, DAI +8 more
A virtual crypto Visa card for everyday online payments and SaaS subscriptions, with very high daily limits and 3D Secure protection.
Virtual card · Visa · Apple Pay & Google Pay
Spend BTC, ETH, SOL, USDT, USDC +3 more
A Visa prepaid card accepted at 130M+ merchants and available in 180+ countries, with very high daily limits and a virtual card issued instantly after KYC.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend BTC, ETH, USDT, USDC, SOL
A premium metal card with 1% cashback outside Europe, free ATM withdrawals up to €800 a month and unlimited currency exchange, included in the €14.99 monthly Metal plan.
Physical card · Visa · Apple Pay & Google Pay
Spend BTC, ETH, SOL, XRP, DOGE +7 more
A free business card for entrepreneurs and small companies that need accounts in several currencies.
Virtual + physical · Mastercard
Spend BTC, ETH, USDT
A Visa card from EMURGO and Wirex that lets Cardano holders spend ADA and other major crypto anywhere Visa is accepted, while fees feed the Cardano Treasury.
Virtual + physical · Visa · Apple Pay & Google Pay
Spend ADA, BTC, SOL, USDC, USDT
A Mastercard credit card paying up to 4% back in crypto, with no annual fee or foreign transaction fees, for US residents.
Physical card · Mastercard
Spend BTC, ETH, SOL, DOGE, XRP +9 more
In many countries, yes. Paying with a crypto card usually means selling crypto, which can trigger capital gains tax on any increase since you bought it. Keep records or use a card that exports transaction history.
Filter the list by cashback or open individual card pages. Each page shows the cashback rate and the asset it is paid in.
72 active cards. Updated October 13, 2026.
