Binance Visa Card
by Binance
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Free
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
Binance Visa Card offers good value to BNB holders in Europe, with cashback up to 8% and no transaction fees. The tiered rewards encourage holding BNB, which suits people already in the Binance ecosystem.
What we like
- +Cashback up to 8% with BNB staking
- +No transaction or issuance fees
- +No foreign exchange fee
- +Quick conversion at 0.9%
- +Broad cryptocurrency support
Watch out for
- −Unavailable in the US and UK
- −Top cashback needs a 600 BNB stake (about $350K)
- −Monthly cashback caps at each tier
- −Full KYC required
- −Regulatory uncertainty around Binance in some regions
6.8/10
Editor score
Fair
6.5/10
User rating
Based on 20 sources
Lv 3
KYC Level
ID verification
Regional
Availability
0 countries
Card Overview
Rewards
- Cashback
- 0.1%
- Cashback Crypto
- BNB
- Staking Rewards
- Staking APR
- 8%
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- 0.9%
- FX Fee
- Free
- Top-up Fee
- Free
- Decline Fee
- —
Limits
- Daily Spend
- $8,700
- Monthly Spend
- Unlimited
- ATM Withdrawal
- $290
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
6.5/10
Sourced from
The Binance Visa Card converts crypto to fiat in real time at millions of Visa and Mastercard merchants. After a large geographic pullback in 2023 (EEA, LATAM, Middle East), the program returned in 2026 through a Mastercard partnership with Immersve Limited, aimed at CIS countries and Armenia, with Brazil still the main active market. It scores well on costs (no annual fee, 0.9% conversion) and on app experience, with app store ratings of 4.5 to 4.8, and tiers reach 8% cashback for large BNB holders. Privacy is a concern given extensive KYC, biometric collection and third-party data sharing. Support is a persistent weakness, with users stuck in AI chatbot loops and slow ticket handling. Regional instability and the custodial setup put off privacy-minded and international users most.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum, BNB Chain, Polygon, Arbitrum, Solana, Avalanche, Bitcoin
Frequently asked questions
Does the Binance Visa Card require KYC?
Yes. Binance asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Binance Visa Card charge?
The card has a monthly fee of free, an issuance fee of free, a top-up fee of free, an FX fee of free. See the fee table above for ATM and decline fees.
Does the Binance Visa Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Binance Visa Card?
Availability is limited to specific regions; check the issuer's site for your country.
Which cryptocurrencies does the Binance Visa Card support?
BTC, ETH, BNB, USDT, USDC, XRP, ADA, DOGE, SOL, DOT, MATIC, AVAX, LINK.
Last updated August 19, 2026, verified August 6, 2026.