MetaMask Card
by MetaMask
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Not listed
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
MetaMask Card spends straight from your wallet with no pre-loading, and its smart contract check makes payments feel smooth for a non-custodial product. It is still in a pilot phase with limited regions, which holds it back.
What we like
- +Real self-custody, spending directly from the MetaMask wallet
- +Smart contract verification in under 5 seconds
- +Up to 3% cashback on Metal Card purchases
- +Works across Linea, Base and Solana
- +Low gas costs, about $0.02 on Linea
Watch out for
- −Metal Card costs $199 per year
- −Pilot phase with limited regions
- −Cashback paid in mUSD rather than USDC
- −Fewer supported tokens than rivals
- −US access is waitlist only
8.7/10
Editor score
Excellent
6.3/10
User rating
Based on 32 sources
Lv 3
KYC Level
ID verification
Global
Availability
1 countries excluded
Card Overview
Rewards
- Cashback
- 3%
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- Free
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Mastercard
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
6.3/10
Sourced from
Users like that they can spend crypto without handing over private keys, and they praise the Apple Pay and Google Pay support and near-instant KYC approval. The 1% and 3% mUSD cashback rates on the virtual and metal tiers are seen as competitive. Friction is the main complaint. Moving funds to Linea or Base brings hidden bridging costs that can cancel out the cashback for casual users. The biggest sore point is refunds, which land in a centralized Credits balance managed by Crypto Life (Baanx) that is hard to withdraw, undermining the self-custody promise. Support tickets reportedly get stuck in automated loops, and availability is patchy, with pauses in the US and UK and limits in New York and Texas. It works well for MetaMask power users who already hold assets on supported networks, but less so for travelers or cashback maximizers.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Linea, Solana, Base
Frequently asked questions
Does the MetaMask Card require KYC?
Yes. MetaMask asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the MetaMask Card charge?
The card has a monthly fee of free, an issuance fee of free, an FX fee of free. See the fee table above for ATM and decline fees.
Does the MetaMask Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the MetaMask Card?
It is available in most countries, except United States.
Which cryptocurrencies does the MetaMask Card support?
ETH, USDC, SOL.
Last updated August 19, 2026, verified August 6, 2026.