Brahma Spend Card
by Brahma
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Free
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
Brahma Spend Card, known as Swype, let DeFi users spend against lending positions on Euler or Aave without selling anything. It was built for power users who wanted yield and spending at once.
What we like
- +Spend straight from DeFi lending positions without selling crypto
- +Fully non-custodial, so you keep control of assets
- +Works with Apple Pay and Google Pay
- +Accepted at 100+ million Visa merchants worldwide
- +Borrowing and repayment happen automatically
Watch out for
- −Needs at least $1,000 deposited in Euler or Aave
- −One-time KYC required
- −Available only on Base for now
- −Borrowing against volatile assets risks liquidation
- −Complex setup that beginners may find hard
8.3/10
Editor score
Good
4.8/10
User rating
Based on 19 sources
Lv 3
KYC Level
ID verification
Global
Availability
6 countries excluded
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- 1%
- Top-up Fee
- Free
- Decline Fee
- Free
Limits
- Daily Spend
- $5,000
- Monthly Spend
- $20,000
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
4.8/10
Sourced from
DeFi power users and analysts regarded the card as one of the most sophisticated crypto card designs, built on Base with Euler Finance and Aave. Its just-in-time credit delegation let collateral earn up to 18% APY until the moment of spending, and outlets such as The Block and technical YouTube channels admired the Gnosis Safe integration and recovery tools. It never reached ordinary consumers. There was no native mobile app, which led to confusion in app stores, and no organic consumer reviews exist anywhere. The product was shut down after Polymarket acquired Brahma.fi in April 2026, leaving users a 30-day wind-down. The successor, Hypurr.fi, then had its front-end domain hijacked, leaving users without a working interface. Support during that period was limited to Twitter posts and Discord. It is best seen as infrastructure that was absorbed by a large buyer, not a card that went mainstream.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum, Arbitrum, Polygon
Frequently asked questions
Does the Brahma Spend Card require KYC?
Yes. Brahma asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Brahma Spend Card charge?
The card has a monthly fee of free, an issuance fee of free, a top-up fee of free, an FX fee of 1%. See the fee table above for ATM and decline fees.
Does the Brahma Spend Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Brahma Spend Card?
It is available in most countries, except China, Iran, North Korea, Russia, Syria, United States.
Which cryptocurrencies does the Brahma Spend Card support?
USDC, USDT, WETH, WBTC.
Last updated August 19, 2026, verified August 6, 2026.