
BeeXpay Virtual Card
by BeeXpay
- Monthly fee
- Free
- Card fee
- $10.00
- Top-up fee
- 4%
- ID check
- Email only
- Card
- Virtual
- Phone pay
- Apple Pay, Google Pay
Our verdict
The BeeXpay Virtual Card is an easy way into crypto spending, since you can create a card in Telegram with minimal KYC. It supports Apple Pay and other mobile wallets, but the 4% top-up fee is relatively high.
What we like
- +Card issued instantly through a Telegram Mini-App
- +Apple Pay and Google Pay supported
- +No monthly maintenance fees
- +International eSIM services included
- +Non-custodial platform interface
Watch out for
- −4% reload fee on the Light KYC tier
- −Not open to residents of the US and UK
- −Strict 7-day policy making fees non-refundable
5.2/10
Editor score
Fair
Lv 1
KYC Level
Email only
Regional
Availability
0 countries
Card Overview

Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- $10.00
- ATM Fee
- —
- FX Fee
- 1.75%
- Top-up Fee
- 4%
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: Email only
- ✓Email verificationRequired
- ✕Phone verificationNot Required
- ✕Identity documentNot Required
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
4.3/10
Sourced from
The Telegram Mini-App is the one clear strength: a virtual card arrives minutes after a $10 fee and an on-chain confirmation, and the Light KYC tier needs no government ID. Beyond that, views are mostly critical. The identifiable non-staff users, on Bitcointalk, are uniformly negative on price. One called the fees high compared with other no-KYC cards, another noted rivals capping top-ups under 2% and offering the NFC and ATM support BeeXpay lacks, and a daily card user with no bank account said he would stop at these rates. A $10 issuance fee, a 4% Light KYC reload and $0.25 to $0.50 per transaction push the real cost of deploying $1,000 beyond 5%. Positive coverage looks unreliable: Shoutcart carries campaigns paying $250 one-off and $300 monthly for favourable posts, the X account gets 0 to 4 likes per post, Reddit threads asking for no-KYC cards never mention the product, and the company's blog claims of 8% cashback and 127 verified reviews contradict its own fee schedule. GrapheneOS users warn that a Telegram bot has no default end-to-end encryption and is tied to a phone number, which undermines the anonymity pitch. An unverified allegation of Russian FSB infrastructure ties also circulates. There is no native mobile app, and no user reports a completed real-world purchase.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum, Tron, BNB Chain, Polygon, Solana
Frequently asked questions
Does the BeeXpay Virtual Card require KYC?
Yes. BeeXpay asks for email only before issuing the card. Only an email address is needed to open an account.
What fees does the BeeXpay Virtual Card charge?
The card has a monthly fee of free, an issuance fee of $10.00, a top-up fee of 4%, an FX fee of 1.75%. See the fee table above for ATM and decline fees.
Does the BeeXpay Virtual Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the BeeXpay Virtual Card?
Availability is limited to specific regions; check the issuer's site for your country.
Which cryptocurrencies does the BeeXpay Virtual Card support?
BTC, ETH, USDT, USDC.
Last updated September 14, 2026.