Gpayvcc Virtual Visa Reloadable
by Gpayvcc
- Monthly fee
- Free
- Card fee
- $200.00
- Top-up fee
- Not listed
- ID check
- Not needed
- Card
- Virtual
- Phone pay
- Apple Pay, Google Pay
Our verdict
This virtual Visa offers a high degree of anonymity for recurring payments and advertising budgets, with no ID check at Level 1 KYC. It is available worldwide, but the $200 issuance fee is very high, balances are not refundable and the crypto conversion spread is wide.
What we like
- +No ID verification (Level 1 KYC)
- +Apple Pay and Google Pay supported
- +Issued within 5 minutes
- +Well suited to recurring subscriptions
Watch out for
- −Very high $200 issuance fee
- −Card balances cannot be refunded
- −Wide crypto-to-fiat conversion spread
- −No physical card
4.9/10
Editor score
Poor
4.3/10
User rating
Based on 13 sources
Lv 0
KYC Level
No KYC
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- $200.00
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: No KYC
- ✕Email verificationNot Required
- ✕Phone verificationNot Required
- ✕Identity documentNot Required
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
4.3/10
Sourced from
Sources agree on the mechanics. This is a custodial prepaid reseller, not a bank or the issuer: an email address and a crypto transfer in USDT, BTC or ETH produce a working 16-digit Visa in minutes through a web dashboard, and the prepaid ceiling protects against overdrafts and runaway trial subscriptions. Demand looks real, from buyers in Argentina and Ecuador avoiding tax levies and FX spreads, Egyptian users facing cross-border caps, Indian users blocked by Aadhaar and PAN requirements, expats in Germany and the Netherlands without local credit identifiers, and media buyers whose local cards fail at Meta and Google Ads billing. The economics draw criticism: a $200 one-time issuance fee is extreme when Revolut, Wise and Monzo issue virtual cards free, there are no rewards, and there is no native app, only a browser dashboard and emailed card details. Onboarding claims conflict. Marketing says no KYC, yet the South Africa page requires FICA identity verification before issuance with limits on unverified accounts, and Russian users face a $1,000 minimum deposit and a strict no-refund rule. Fees are described in prose but not published as a schedule, and one page mentions an inactivity fee after 12 months. Apple Pay and Google Pay linking is repeatedly reported to work, though there are no independent ratings to confirm it. Credibility is the main concern. Trustpilot has suppressed the company rating for a guidelines breach, the five-star reviews cluster around trade jargon that ordinary buyers rarely use, and there is no organic discussion on X, Reddit or YouTube. The company address differs between listings and no licensed issuer or regulator is named. Minority complaints are specific: a paid card failing repeatedly at checkout, a missed time-sensitive payment, slow support and refunds that need chasing, with terms making balances non-refundable. It is best treated as a high-risk prepaid reseller, so load only what you can afford to lose.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Bitcoin, Ethereum
Frequently asked questions
Does the Gpayvcc Virtual Visa Reloadable require KYC?
No. The Gpayvcc Virtual Visa Reloadable can be issued without identity verification. Limits and fees may be higher than on verified cards.
What fees does the Gpayvcc Virtual Visa Reloadable charge?
The card has a monthly fee of free, an issuance fee of $200.00. See the fee table above for ATM and decline fees.
Does the Gpayvcc Virtual Visa Reloadable work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Gpayvcc Virtual Visa Reloadable?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the Gpayvcc Virtual Visa Reloadable support?
BTC, ETH, USDT, USDC.
Last updated August 31, 2026.