BitMart Card
by BitMart
- Monthly fee
- Free
- Card fee
- $70.00
- Top-up fee
- Free
- ID check
- Full KYC
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
The BitMart Card is a high-limit Visa card that sells crypto from your spot account as you pay, with tiered cashback and Apple Pay and Google Pay support. It has no monthly or inactivity fees, but physical cards cost $70 or $120 to issue, full Level 2 KYC is required, and more than 60 countries are excluded.
What we like
- +Cashback of up to 5.5% in selected categories
- +No monthly maintenance or inactivity fees
- +Works with Apple Pay and Google Pay
- +Several assets are converted automatically in sequence
Watch out for
- −Issuing a physical card costs $70, and a metal card $120
- −More than 60 excluded countries, including the USA and UK
- −Full Level 2 KYC verification is mandatory
5.5/10
Editor score
Fair
Lv 4
KYC Level
Full KYC
Global
Availability
62 countries excluded
Card Overview
Rewards
- Cashback
- 5.5%
- Cashback Crypto
- USDT
- Staking Rewards
- Staking APR
- 16.2%
- Welcome Bonus
- $5
- Referral Bonus
- None
Fees
- Monthly Fee
- Free
- Card Issuance
- $70.00
- ATM Fee
- 2%
- FX Fee
- 1.3%
- Top-up Fee
- Free
- Decline Fee
- Not listed
Limits
- Daily Spend
- $50,000
- Monthly Spend
- $100,000
- ATM Withdrawal
- $2,000
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: Full KYC
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✓Proof of addressRequired
- ✓Selfie verificationRequired
Community Sentiment
Community Score
5.5/10
Sourced from
Opinion on the BitMart Card is sharply split. Users praise how reliably it pays on Visa rails, from Walmart to Japanese convenience stores, and value the virtual card as a privacy-minded throwaway option. They also like that basic access does not require staking tokens. The complaints are about a mandatory 1.3% transaction fee that cancels out much of the 1% base cashback, a $200 monthly free ATM limit with fees above 2% beyond it, and a reward scheme where the headline 5.5% rate is capped at $20 a month for standard users. The biggest concern is custodial risk: users describe automated account freezes holding five-figure balances, chatbot-only support with little human escalation, and hostile replies to those who appeal. Major crypto card comparison channels also leave the card out of their top rankings. Reviewers suggest using it only as a secondary card funded with money you can afford to leave on the exchange.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum, Polygon, Solana, Bitcoin
Similar cards
Frequently asked questions
Does the BitMart Card require KYC?
Yes. BitMart asks for full kyc before issuing the card. Full verification: ID document, proof of address and a selfie or liveness check.
What fees does the BitMart Card charge?
The card has a monthly fee of free, an issuance fee of $70.00, a top-up fee of free, an FX fee of 1.3%. See the fee table above for ATM and decline fees.
Does the BitMart Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the BitMart Card?
It is available in most countries, except Afghanistan, Albania, Armenia, Australia, Bosnia & Herzegovina, Burkina Faso, Bulgaria, Burundi, Belarus, Central African Republic, Congo - Brazzaville, Cameroon and 50 more.
Which cryptocurrencies does the BitMart Card support?
USDT, USDC, BTC, ETH, SOL, ADA, BMX, XRP, LTC, DOGE, TON, BNB.
Last updated August 19, 2026, verified August 6, 2026. Issuer of this card? Get your rating badge.