Solflare Card
by Solflare
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Not listed
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
Solflare Card spends directly from your wallet with no top-ups, and its 1% fee and Mastercard acceptance make it a sensible choice for Solana users. It is limited to USDC and to the EEA and UK for now.
What we like
- +True self-custody, with funds staying in the wallet until spent
- +No top-ups or pre-loading
- +Low 1% Solflare fee plus 0.4-0.7% FX
- +Works at 110M+ Mastercard merchants worldwide
- +Google Pay supported, Apple Pay coming
Watch out for
- −USDC only, no other Solana tokens
- −Currently EEA and UK only
- −KYC required
- −Apple Pay not yet available
- −Network and protocol fees charged separately
8.1/10
Editor score
Good
5.8/10
User rating
Based on 29 sources
Lv 3
KYC Level
ID verification
Global
Availability
6 countries excluded
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- 0.55%
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Mastercard
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
5.8/10
Sourced from
Reviewers like the self-custody model, where USDC stays in the user's wallet and is taken on-chain only when a payment is authorized. There are no issuance, monthly or top-up fees, and users say KYC takes minutes. Snowdrop-powered merchant enrichment, Ledger and Keystone hardware wallet support, and Card Borrows are highlighted as strong features. Drawbacks include a 1% FX fee on all non-USD spending, funding limited to USDC on Solana, availability only in the EEA and UK, and raffle-style rewards in place of live cashback. Some users also report permanent card freezes by the issuing partner Kulipa, with no way to appeal.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Solana
Frequently asked questions
Does the Solflare Card require KYC?
Yes. Solflare asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Solflare Card charge?
The card has a monthly fee of free, an issuance fee of free, an FX fee of 0.55%. See the fee table above for ATM and decline fees.
Does the Solflare Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Solflare Card?
It is available in most countries, except Australia, Canada, China, Japan, Russia, United States.
Which cryptocurrencies does the Solflare Card support?
USDC, SOL.
Last updated August 19, 2026, verified August 6, 2026.