THORWallet Card
by THORWallet
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Not listed
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
THORWallet Card ties a non-custodial wallet to a Mastercard with a Swiss IBAN. DeFi integration and cross-chain swaps make it a good fit for active THORChain users.
What we like
- +Non-custodial wallet linked directly to the card
- +Swiss IBAN bank account included
- +Works with Apple Pay, Google Pay and Samsung Pay
- +Supports USD, CHF, EUR and RMB
- +Low gas fees on Arbitrum
Watch out for
- −Unavailable in the United States
- −Virtual only, no physical card
- −No cashback yet, only planned
- −About 1.75% plus gas for crypto conversion
- −Limited to the EU and EEA
7.6/10
Editor score
Good
5.3/10
User rating
Based on 13 sources
Lv 3
KYC Level
ID verification
Global
Availability
1 countries excluded
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- $1,000,000
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Mastercard
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
5.3/10
Sourced from
Reviewers see THORWallet Card as an ambitious attempt at Web3 neobanking, combining non-custodial DeFi tools with regulated Mastercard rails. Users like the self-custody model, the smooth flow from wallet to card and the 0% top-up fees. Complaints include unstable apps, especially on iOS, unclear fees and friction with support, and there is little long-term user data. It works well for technical DeFi users, but it is still an early rollout and faces hurdles for mainstream use.
Category Breakdown
Features
Supported Cryptocurrencies
Frequently asked questions
Does the THORWallet Card require KYC?
Yes. THORWallet asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the THORWallet Card charge?
The card has a monthly fee of free, an issuance fee of free. See the fee table above for ATM and decline fees.
Does the THORWallet Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the THORWallet Card?
It is available in most countries, except United States.
Which cryptocurrencies does the THORWallet Card support?
The issuer does not list supported assets.
Last updated August 19, 2026, verified August 6, 2026.