bestnokyccards

Crypto cards with no monthly fee

A card with no monthly fee can still charge for issuance, top-ups or foreign currency. The table shows all of those costs together.

21 cards

Ranked by user rating from Reddit, app stores and reviews. How we rate

Maybe Card logo

Maybe Card

by Maybe

8.2/10

Focus group (200)

FeaturedNo ID needed

The double or nothing card: a no-ID virtual Visa where every card payment comes back free or costs double, settled from public market prices.

Monthly fee
Free
Card fee
$49
ID check
Not needed

Virtual card · Visa · Apple Pay & Google Pay

Spend USDT, USDC

Available in most countriesView card →
Nocturne Aurora Card logo

7.8/10

User rating

No ID needed

A premium virtual card that can be added to Apple Pay and Google Pay for in-person contactless spending, with no identity verification.

Monthly fee
Free
Card fee
$50
ID check
Not needed

Virtual card · Apple Pay & Google Pay

Spend BTC, ETH, USDT, USDC, LTC +1 more

Available in most countriesView card →
Laso Finance International Card logo

7.2/10

User rating

No ID needed

A privacy-centered virtual card for global spending, issued instantly by connecting a Web3 wallet with no personal information needed.

Monthly fee
Free
Card fee
Free
ID check
Not needed

Virtual card · Visa · Google Pay

Spend USDC, USDT, DAI

Available in most countriesView card →
Rizz Card Virtual Crypto Card logo

7.0/10

User rating

No ID neededDiscontinued

A premium virtual Visa Platinum card issued within Telegram, with a $100,000 monthly limit and no identity checks, for users who want maximum privacy.

Monthly fee
Free
Card fee
$8
ID check
Not needed

Virtual card · Visa · Apple Pay & Google Pay

Spend BTC, ETH, USDT, USDC

Available in most countriesView card →
RivoCard Starter Virtual Card logo

6.2/10

User rating

No ID needed2% cashback

A free-to-create virtual prepaid card for individuals and occasional online shoppers, with instant issuance and no monthly fees.

Monthly fee
Free
Card fee
Free
ID check
Not needed

Virtual card · Visa · Apple Pay & Google Pay

Spend BTC, ETH, USDT, USDC, XMR +3 more

Available in most countriesView card →
Agora Cards Virtual Card logo

5.8/10

User rating

No ID needed

An instantly issued digital card for online shopping and contactless mobile payments, with very high spending limits and no identity verification.

Monthly fee
Free
Card fee
$90
ID check
Not needed

Virtual card · Visa · Apple Pay & Google Pay

Spend USDT, USDC

Available in most countriesView card →
Foton Card Virtual Card logo

5.5/10

User rating

No ID needed

A no-KYC virtual prepaid card tuned for digital advertising and online shopping worldwide, funded with USDT on the Tron network.

Monthly fee
Free
Card fee
$2
ID check
Not needed

Virtual card · Visa · Apple Pay & Google Pay

Spend USDT

Available in most countriesView card →
StealthCards - Physical Non-KYC Crypto Card logo

5.2/10

User rating

No ID neededDiscontinued

A physical Visa Platinum Business crypto card that needs no identity checks, made for people who put privacy first.

Monthly fee
Free
Card fee
$197
ID check
Not needed

Physical card · Visa · Apple Pay & Google Pay

Spend BTC, ETH, USDT, USDC, LTC

Available in most countriesView card →
0fiat Crypto Card logo

5.0/10

User rating

No ID needed1% cashback

A non-custodial browser extension that lets you pay with crypto at large online shops such as Amazon and Walmart, without identity verification.

Monthly fee
Free
Card fee
Free
ID check
Not needed

Virtual card · Mastercard

Spend USDT, USDC

Available in most countriesView card →
CasherCard Virtual Visa logo

5.0/10

User rating

No ID needed

A reloadable virtual Visa issued instantly and funded with cryptocurrency, built for easy international shopping and digital wallets.

Monthly fee
Free
Card fee
Not listed
ID check
Not needed

Virtual card · Visa · Apple Pay & Google Pay

Spend BTC, ETH, USDT, USDC

Available in most countriesView card →
PintoPay Card logo

PintoPay Card

by PintoPay

4.8/10

User rating

No ID needed

A no-KYC crypto-to-fiat card, available as virtual or physical, that can be issued through a mobile app or a Telegram bot.

Monthly fee
Free
Card fee
$10
ID check
Not needed

Virtual + physical · Visa · Apple Pay & Google Pay

Spend USDT

Available in most countriesView card →
IZIPAY Virtual Crypto Card logo

4.5/10

User rating

No ID needed

An instant digital payment card for online subscriptions and global use, with no mandatory KYC for standard use.

Monthly fee
Free
Card fee
$49.99
ID check
Not needed

Virtual card · Visa · Apple Pay & Google Pay

Spend BTC, ETH, USDT, USDC, BNB +2 more

Available in most countriesView card →
Spendly Card logo

Spendly Card

by Spendly

4.3/10

User rating

No ID neededDiscontinued

A virtual crypto card with minimal or no KYC for private spending, set up in minutes and best for small, simple purchases.

Monthly fee
Free
Card fee
Free
ID check
Not needed

Virtual card · Visa

Spend BTC, ETH, USDT

Available in most countriesView card →
Gpayvcc Virtual Visa Reloadable logo

4.3/10

User rating

No ID needed

A reloadable virtual Visa for regular spenders and ad accounts that keeps the same card number for recurring billing.

Monthly fee
Free
Card fee
$200
ID check
Not needed

Virtual card · Visa · Apple Pay & Google Pay

Spend BTC, ETH, USDT, USDC

Available in most countriesView card →
BingCard Virtual Exclusive logo

4.2/10

User rating

No ID needed

A high-limit virtual card for online transactions and advertising payments that needs no identity verification.

Monthly fee
Free
Card fee
$25
ID check
Not needed

Virtual card · Mastercard · Apple Pay & Google Pay

Spend BTC, ETH, USDT, USDC

Available in most countriesView card →
Virtual Visa Card By VCCPRO Unlimited Virtual Card logo

4.2/10

User rating

No ID needed

A high-privacy virtual card service with no KYC, giving access to 25+ BINs for advertising spend and private online shopping.

Monthly fee
Free
Card fee
$2
ID check
Not needed

Virtual card · Visa · Apple Pay & Google Pay

Spend USDT

Available in most countriesView card →
No ID needed

A virtual prepaid card issued instantly without identity checks and loaded with major cryptocurrencies, aimed at online shoppers, privacy-minded users and people who buy digital advertising.

Monthly fee
Free
Card fee
$5
ID check
Not needed

Virtual card · Visa · Apple Pay & Google Pay

Spend USDT, USDC, BTC, ETH

Available in most countriesView card →
Zeroid Premium Metal Card logo

3.5/10

User rating

No ID needed

A customizable physical metal card for users who want priority support and extra privacy, at a high upfront cost.

Monthly fee
Free
Card fee
$249
ID check
Not needed

Physical card · Visa · Apple Pay & Google Pay

Spend USDT, BTC, ETH, SOL, TRX

Available in most countriesView card →
Azura Ads Card logo

No user
rating yet

No ID needed

A virtual card funded with crypto, built for advertisers who want a separate card for each ad account and no standard ID document checks.

Monthly fee
Free
Card fee
$5
ID check
Not needed

Virtual card

Spend USDT, USDC, BTC, ETH, LTC +1 more

Available in most countriesView card →
WooCard Card logo

WooCard Card

by WooCard

No user
rating yet

No ID needed

A no-KYC Visa card, virtual or physical, run entirely through Telegram, funded in several cryptocurrencies with a 2.8% top-up fee and up to $200,000 monthly load.

Monthly fee
Free
Card fee
$9
ID check
Not needed

Virtual + physical · Visa · Apple Pay & Google Pay

Spend USDT, USDC, BTC, ETH, TRX

Available in most countriesView card →
ZexoCard Everyday Virtual Card logo

No user
rating yet

No ID needed

A no-KYC virtual card meant for daily use, such as travel bookings, online purchases and contactless payments through mobile wallets.

Monthly fee
Free
Card fee
$10
ID check
Not needed

Virtual card · Apple Pay & Google Pay

Spend USDT, USDC, BTC, ETH, LTC +27 more

Available in most countriesView card →

More lists

96 active cards. Updated October 13, 2026.