Vepay Card
by Vepay
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- 2%
- ID check
- ID verification
- Card
- Virtual
- Phone pay
- No
Our verdict
Vepay Card is a plain crypto-to-card option with a clear 2% top-up fee and instant virtual cards. USDT support on two networks gives stablecoin holders some flexibility.
What we like
- +Clear 2% crypto top-up fee with no hidden costs
- +No monthly maintenance fee
- +Virtual card issued instantly after basic KYC
- +Live balance tracking in the app
- +24/7 human support
Watch out for
- −$20 minimum deposit
- −USDT only (TRC-20 and ERC-20)
- −Missing from major crypto card rankings
- −Virtual only, no physical card
- −Less established than larger rivals
6.7/10
Editor score
Fair
Lv 3
KYC Level
ID verification
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- 2%
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- —
- Google Pay
- —
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
5.3/10
Sourced from
Feedback splits by product. The USDT-load card at vepay.app has almost no independent footprint, while the Nigeria and Kenya dollar card has real users. The app is the best part: Apple and Play reviewers describe creating, funding and paying with a USD card at Meta Ads, Apple and Shein in minutes, and builds 1.0.18 to 1.0.31 added biometrics, per-card limits and contactless Apple Pay and Google Pay. Complaints are on the backend. Play reviewers say deposits arrive instantly while withdrawals to local banks drag, which has led to public fraud accusations, and SMS routing failures block the OTP needed to sign up. Fees are mid-range: a flat 2% USDT top-up on the crypto product, against $1 plus 3% cross-border markup, a 0.17% tokenised-payment fee and declined-transaction charges on the African card. There is no cashback or yield. ScamAdviser flags hidden WHOIS and low traffic, and similarly named firms like WePay, VePay.io and an Indonesian Vepay wallet confuse research.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Tron, Ethereum
Frequently asked questions
Does the Vepay Card require KYC?
Yes. Vepay asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Vepay Card charge?
The card has a monthly fee of free, an issuance fee of free, a top-up fee of 2%. See the fee table above for ATM and decline fees.
Does the Vepay Card work with Apple Pay and Google Pay?
Apple Pay is not supported and Google Pay is not supported, according to the issuer.
Which countries can get the Vepay Card?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the Vepay Card support?
USDT.
Last updated August 19, 2026, verified August 6, 2026.