LinkPay Ultra
by LinkPay
- Monthly fee
- $299.00
- Card fee
- Not listed
- Top-up fee
- Free
- ID check
- Not needed
- Card
- Virtual
- Phone pay
- Apple Pay, Google Pay
Our verdict
LinkPay Ultra is a $299 monthly enterprise plan for high-volume media buying, with a 1% transaction fee and no charge for deposits or declines. Cashback is 3% but capped at $299 a month, the same as the subscription, so the marketing claim is misleading because it only offsets the plan cost.
What we like
- +3% cashback on purchases
- +No deposit fees
- +No decline fees
- +100 free card issuances a month
- +50 team members
- +1% transaction fee with no minimum
Watch out for
- −$299 monthly subscription
- −Cashback hard-capped at $299 a month, equal to the subscription
- −3% cashback claim is misleading and cannot produce net profit
- −Not available to US residents
5.7/10
Editor score
Fair
5.5/10
User rating
Based on 28 sources
Lv 0
KYC Level
No KYC
Global
Availability
27 countries excluded
Card Overview
Rewards
- Cashback
- 3%
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- $299.00
- Card Issuance
- —
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- Free
- Decline Fee
- Free
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: No KYC
- ✕Email verificationNot Required
- ✕Phone verificationNot Required
- ✕Identity documentNot Required
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
5.5/10
Sourced from
High-volume media buyers like the 100 monthly virtual cards, fresh non-public BIN ranges that help keep Meta, Google and TikTok ad accounts running, and the headline 3% cashback. Verified user feedback is less kind. Trustpilot sits near 2.5/5 with about 59% one-star ratings, citing merchant declines, pre-authorisation holds stuck for weeks, algorithmic bans that trap crypto deposits, and support replies that take weeks. Sources also disagree on the plan, with third-party reviews listing $209 a month with 3% cashback, while official terms describe $299 a month with cashback capped at the subscription amount. Much of the positive YouTube and blog coverage comes with affiliate incentives.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum, Bitcoin, Tron, Litecoin, BNB Chain, TON
Frequently asked questions
Does the LinkPay Ultra require KYC?
No. The LinkPay Ultra can be issued without identity verification. Limits and fees may be higher than on verified cards.
What fees does the LinkPay Ultra charge?
The card has a monthly fee of $299.00, an issuance fee of not disclosed, a top-up fee of free. See the fee table above for ATM and decline fees.
Does the LinkPay Ultra work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the LinkPay Ultra?
It is available in most countries, except Afghanistan, Burundi, Belarus, Congo - Kinshasa, Central African Republic, Congo - Brazzaville, Côte d’Ivoire, Cuba, Hong Kong SAR China, Iraq, Iran, North Korea and 15 more.
Which cryptocurrencies does the LinkPay Ultra support?
USDT, BTC, ETH, TRX, LTC, USDC, BNB, TON.
Last updated August 19, 2026, verified August 11, 2026.