Kripicard Gold Tier
by Kripicard
- Monthly fee
- $1.50
- Card fee
- $3.00
- Top-up fee
- 4%
- ID check
- Email only
- Card
- Virtual
- Phone pay
- Apple Pay, Google Pay
Our verdict
Kripicard Gold is a starter virtual card with instant issuance and light KYC. It fits users who want to try the platform or handle small volumes while keeping their crypto non-custodial.
What we like
- +Issued instantly
- +Minimal KYC, email only
- +Non-custodial crypto management
- +Google Pay supported
Watch out for
- −Monthly maintenance fee
- −4% top-up fee
- −No Apple Pay
- −No ATM access
6.2/10
Editor score
Fair
4.2/10
User rating
Based on 42 sources
Lv 1
KYC Level
Email only
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- Staking APR
- 35%
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- $1.50
- Card Issuance
- $3.00
- ATM Fee
- —
- FX Fee
- 1%
- Top-up Fee
- 4%
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- $10,000
- ATM Withdrawal
- Not available
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: Email only
- ✓Email verificationRequired
- ✕Phone verificationNot Required
- ✕Identity documentNot Required
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
4.2/10
Sourced from
The core function works. Deposits on Ethereum, BNB Chain, Polygon, Arbitrum, Solana and Tron become a spendable virtual card within minutes with no passport or utility bill up front, which helps media buyers, LATAM freelancers and users in restrictive banking regions. The costs are heavy: a 4% funding fee plus an issuance charge and, historically, a 1.50 dollar monthly fee, with a 2% rate reserved for holders of 100,000 KRIPI tokens. One breakdown put a 10 dollar top-up near 64% all-in. Onboarding is easier than a bank but not the email-only process advertised, since the signup flow collects name, birth date, phone and address, and partners can ask for identity and source-of-funds mid-flow. Custody is hybrid, and a February 2026 partner lock froze funds, which led to a recovery program in May 2026 that required identity documents. Trustpilot sits near 2.3 out of 5, with most reviews citing deposits confirmed on-chain but rejected, missed refund deadlines and support replies that arrive months late. Positive coverage is largely paid or affiliate-driven, there is no native mobile app, Apple Pay is limited to the Premium tier, and some merchants block the card. It is best used for small balances spent immediately.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum, BNB Chain, Polygon, Arbitrum, Solana, Tron
Frequently asked questions
Does the Kripicard Gold Tier require KYC?
Yes. Kripicard asks for email only before issuing the card. Only an email address is needed to open an account.
What fees does the Kripicard Gold Tier charge?
The card has a monthly fee of $1.50, an issuance fee of $3.00, a top-up fee of 4%, an FX fee of 1%. See the fee table above for ATM and decline fees.
Does the Kripicard Gold Tier work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Kripicard Gold Tier?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the Kripicard Gold Tier support?
BTC, ETH, USDT, USDC, SOL.
Last updated August 26, 2026.