Kem Infinity Card
by Kem
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Not listed
- ID check
- Full KYC
- Card
- Virtual
- Phone pay
- Apple Pay
Our verdict
Kem Infinity Card turns crypto into spendable fiat quickly, runs on Tether infrastructure, and has a strong base in Middle East markets. Setup in about 3 minutes and Apple Pay support make it one of the quickest cards to start using.
What we like
- +Verified and ready to spend in under 3 minutes
- +Runs on Tether infrastructure for USDT
- +Supports BTC, ETH, USDT and Gold trading
- +Apple Pay for contactless payments
- +Supports Middle East currencies (KWD, SAR, AED)
Watch out for
- −Some users report KYC delays of up to 4 weeks
- −Little public detail on fees
- −Mainly aimed at Middle East and GCC markets
- −Users report some interface problems
- −Young platform with a short track record
6.2/10
Editor score
Fair
5.2/10
User rating
Based on 35 sources
Lv 4
KYC Level
Full KYC
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- Staking APR
- 5.5%
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
- —
KYC Requirements
Level: Full KYC
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✓Proof of addressRequired
- ✓Selfie verificationRequired
Community Sentiment
Community Score
5.2/10
Sourced from
Reviews are split between a smooth onboarding and weak backend reliability. Users like the roughly 3-minute KYC, quick Apple Pay provisioning and free P2P QR transfers across GCC countries. Google Play reviews, at 2.6/5 from 559 ratings, describe phantom deposits, withdrawal loops ending in error messages, and support that does not respond, leaving some people unable to reach trapped funds. The product is backed by Tether and run through a Czech VASP-licensed entity, Kemfinity s.r.o., so the foundations look solid. Rewards are slim, limited to a one-time referral bonus. Trustpilot reviews echo the app store complaints, including scam warnings. For now it is only suitable for small test spending.
Category Breakdown
Features
No additional features listed.
Supported Cryptocurrencies
Frequently asked questions
Does the Kem Infinity Card require KYC?
Yes. Kem asks for full kyc before issuing the card. Full verification: ID document, proof of address and a selfie or liveness check.
What fees does the Kem Infinity Card charge?
The card has a monthly fee of free, an issuance fee of free. See the fee table above for ATM and decline fees.
Does the Kem Infinity Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is not supported, according to the issuer.
Which countries can get the Kem Infinity Card?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the Kem Infinity Card support?
USDT, XAUT.
Last updated August 19, 2026, verified August 6, 2026.