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Veera Card logo

Veera Card

by Veera

Monthly fee
Free
Card fee
Free
Top-up fee
Not listed
ID check
ID verification
Card
Virtual + physical
Phone pay
Apple Pay, Google Pay

Our verdict

Veera builds its pitch on the Lock-Earn-Spend-Save loop and 4-10% yields from DeFi strategies, run from Singapore. It is still in a pre-launch waitlist phase, so key details such as fees remain unknown.

What we like

  • +Self-custody with non-custodial control of assets
  • +4-10% yields through Veera Vault
  • +One-click cross-chain swaps
  • +Apple Pay and Google Pay support
  • +Builds an on-chain Financial Identity Score

Watch out for

  • โˆ’Waitlist only, not yet open to the public
  • โˆ’Fee structure not yet disclosed
  • โˆ’No tradeable $VEERA token yet
  • โˆ’Unconfirmed way of converting XP rewards
  • โˆ’Newer platform still before launch

8.7/10

Editor score

Excellent

Lv 3

KYC Level

ID verification

Global

Availability

Available worldwide

Card Overview

Veera Card logo

Rewards

Cashback
None
Cashback Crypto
None
Staking Rewards
Staking APR
10%
Welcome Bonus
None
Referral Bonus
None

Fees

Monthly Fee
Free
Card Issuance
Free
ATM Fee
Not listed
FX Fee
Free
Top-up Fee
Not listed
Decline Fee
Not listed

Limits

Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
Unlimited

Card Info

Card Type
Physical Card, Virtual Card
Card Network
Visa
Apple Pay
Google Pay

KYC Requirements

Level: ID verification

  • โœ“Email verificationRequired
  • โœ“Phone verificationRequired
  • โœ“Identity documentRequired
  • โœ•Proof of addressNot Required
  • โœ•Selfie verificationNot Required

Community Sentiment

Community Score

7.2/10

Sourced from

Veera presents an ambitious plan for non-custodial spending, with 0% FX fees, up to 6% cashback, $10M in funding and more than 30,000 people on the waitlist. Reviewers are far less happy with execution. The mobile app is reported to crash repeatedly, sometimes in loops that make it unusable, and the broad Financial OS pivot has left heavy technical debt. Airdrop-style incentives also attract short-term capital. On the positive side, the passkey and FIDO security design and the Financial Identity Score idea are seen as technically sound and useful for emerging markets. Still, the gap between solid security design and an unreliable front end hurts trust, and settlement remains unverified while the card is waitlisted. Its success depends on fixing the app and offering real use beyond token speculation.

Category Breakdown

KYC Simplicity7/10
Fee Efficiency9/10
Reward Value9/10
App Experience5/10
Privacy8/10
Support Quality5/10

Features

Contactless paymentsOnline payments

Supported Cryptocurrencies

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Frequently asked questions

Does the Veera Card require KYC?

Yes. Veera asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.

What fees does the Veera Card charge?

The card has a monthly fee of free, an issuance fee of free, an FX fee of free. See the fee table above for ATM and decline fees.

Does the Veera Card work with Apple Pay and Google Pay?

Apple Pay is supported and Google Pay is supported, according to the issuer.

Which countries can get the Veera Card?

It is available worldwide, subject to the issuer's own checks.

Which cryptocurrencies does the Veera Card support?

The issuer does not list supported assets.

Last updated October 8, 2026, verified August 6, 2026. Issuer of this card? Get your rating badge.