Fuse Pay Card
by Fuse
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Not listed
- ID check
- ID verification
- Card
- Virtual
- Phone pay
- No
Our verdict
Fuse Pay is a self-custodial Visa card on Solana that needs no bank account, so US crypto users can spend stablecoins without converting to fiat first. It is iOS only and limited to the US, and the fiat side is conventional banking.
What we like
- +Real self-custody through Squads Protocol smart accounts
- +No bank account needed, fully on-chain
- +Zero-fee swaps through Jupiter
- +Stablecoins earn yield while held
- +Biometric security with no seed phrase to lose
Watch out for
- −iOS only, with no Android or browser support
- −US only, excluding NY, LA, FL and AK
- −Virtual card only, no physical card
- −Stablecoin spending only
- −Newer platform with limited adoption
7.8/10
Editor score
Good
Lv 3
KYC Level
ID verification
Global
Availability
1 countries excluded
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- Staking APR
- 5%
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- —
- Google Pay
- —
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
6.0/10
Sourced from
Users who get access are happy. The App Store rating sits around 4.5-4.6 from roughly 35 ratings, and reviewers like ACH deposits converting to USDC without on-ramp fees, instant Apple Pay setup, and a seedless 2-of-3 key model that makes self-custody approachable. Solana users especially like the Paymaster feature, which lets gas be paid in USDC instead of SOL. Fees are the strongest area, with no issuance, monthly, top-up, transaction or FX charge documented and swaps routed through Jupiter at no cost, apart from the implicit spread in Visa FX rates and about $1 in bank fees on fiat off-ramps. Custody is the main tension. The wallet layer is non-custodial, but the fiat leg runs through Lead Bank, whose policy covers collecting Social Security numbers, full transaction history and precise location, and the card agreement requires binding arbitration. One App Store review reports an account closed with about $600 stuck after weeks of support delays. The on-chain account cannot be frozen, but the API link to Visa can be. There is no cashback on the card, and evidence overall is thin because the product is new and has been invite-only.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Solana
Frequently asked questions
Does the Fuse Pay Card require KYC?
Yes. Fuse asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Fuse Pay Card charge?
The card has a monthly fee of free, an issuance fee of free. See the fee table above for ATM and decline fees.
Does the Fuse Pay Card work with Apple Pay and Google Pay?
Apple Pay is not supported and Google Pay is not supported, according to the issuer.
Which countries can get the Fuse Pay Card?
It is available in most countries, except ALL.
Which cryptocurrencies does the Fuse Pay Card support?
USDC.
Last updated August 19, 2026, verified August 6, 2026.