Avalanche Card International
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Free
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
The international Avalanche Card brings a non-custodial credit model to emerging markets and can extend access to people without bank accounts. Its foreign exchange and cross-border charges are higher than on the U.S. version.
What we like
- +Opens financial access for unbanked users in LATAM
- +Self-custody with MPC security that splits private keys
- +No monthly maintenance fee
- +Works with Apple Pay and Google Pay
- +0% interest on purchases
Watch out for
- −FX fees of up to 3%
- −Extra cross-border fees of up to 3%
- −Steep late payment fees of up to $40
- −Strict OFAC and sanctions compliance rules
6.2/10
Editor score
Fair
4.8/10
User rating
Based on 42 sources
Lv 3
KYC Level
ID verification
Global
Availability
18 countries excluded
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- 3%
- Top-up Fee
- Free
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
4.8/10
Sourced from
Users value the real self-custody on the Avalanche C-Chain, the absence of monthly, issuance and shipping fees, and a 1% FX rate that one tester in Taiwan found better than expected. The experience on the retail side is much weaker. An automatic 50% collateral hold on deposited AVAX, combined with withdrawal bugs, left some users unable to move funds for over 20 days. The app logs people out every 24 to 48 hours with no biometric login, cashback is around 0.2% against 2-4% at competitors, and support replies are automated without a resolution timeline. It makes most sense for stablecoin spending in high-inflation markets, and much less for yield seekers in the US or EU.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Avalanche, Ethereum, Polygon, Optimism, Arbitrum
Frequently asked questions
Does the Avalanche Card International require KYC?
Yes. Rain Liquidity LLC asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Avalanche Card International charge?
The card has a monthly fee of free, an issuance fee of free, a top-up fee of free, an FX fee of 3%. See the fee table above for ATM and decline fees.
Does the Avalanche Card International work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Avalanche Card International?
It is available in most countries, except Belarus, China, Cuba, Israel, India, Iraq, Iran, North Korea, Sri Lanka, Nigeria, Nicaragua, Nepal and 6 more.
Which cryptocurrencies does the Avalanche Card International support?
USDC, USDT, AVAX, WAVAX.
Last updated August 19, 2026, verified August 7, 2026.