Flex Business Reward Card
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Free
- ID check
- Full KYC
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
A flexible corporate card for business spending in fiat, with strong cashback and high interest on treasury balances.
What we like
- +No monthly or issuance fees
- +Up to 2% cashback on business spend
- +High APY on treasury balances
- +Unlimited virtual cards for staff
Watch out for
- −1% international transaction fee
- −Full business KYB verification required
- −Mainly for US-linked entities
- −Unclear 4% transaction fee in the terms
6.7/10
Editor score
Fair
6.2/10
User rating
Based on 23 sources
Lv 4
KYC Level
Full KYC
Regional
Availability
0 countries
Card Overview
Rewards
- Cashback
- 2%
- Cashback Crypto
- —
- Staking Rewards
- Staking APR
- 2.99%
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- 1%
- Top-up Fee
- Free
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: Full KYC
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✓Proof of addressRequired
- ✓Selfie verificationRequired
Community Sentiment
Community Score
6.2/10
Sourced from
Opinion points to a strong product run with immature operations. The economics are real: no annual or monthly fee, free unlimited physical and virtual cards, free domestic wires, and a slider choosing between 60 to 75 days of interest-free float or 1.75 to 2% cashback for early payment. Limits are based on connected bank revenue through Plaid, not personal credit, with no personal guarantee. Profitable operators in construction, logistics, wholesale and e-commerce report the intended result of a negative cash conversion cycle. The problem comes after onboarding. Trustpilot sits near 2.5/5, with positive 2024 reviews and sharply negative 2026 ones, and the common complaint is sudden account termination without notice, even on unused accounts. The terms allow termination at Flex's sole discretion, and support often cannot explain risk decisions. Public evidence is thin, and Google Play's Data Safety page says collected data cannot be deleted. The card is a custodial Visa credit facility from Lead Bank, separate from Flex's stablecoin wallets.
Category Breakdown
Features
Supported Cryptocurrencies
Frequently asked questions
Does the Flex Business Reward Card require KYC?
Yes. Flexbase Technologies, Inc. asks for full kyc before issuing the card. Full verification: ID document, proof of address and a selfie or liveness check.
What fees does the Flex Business Reward Card charge?
The card has a monthly fee of free, an issuance fee of free, a top-up fee of free, an FX fee of 1%. See the fee table above for ATM and decline fees.
Does the Flex Business Reward Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Flex Business Reward Card?
Availability is limited to specific regions; check the issuer's site for your country.
Which cryptocurrencies does the Flex Business Reward Card support?
The issuer does not list supported assets.
Last updated August 26, 2026.