PayWide Business Program Virtual Card
by PayWide
- Monthly fee
- Not listed
- Card fee
- Not listed
- Top-up fee
- 6%
- ID check
- Not needed
- Card
- Virtual
- Phone pay
- Apple Pay, Google Pay
Our verdict
The PayWide Business Program targets power users and NFT communities with higher limits and custom token integration. It keeps the no-KYC approach while extending use for Web3 projects.
What we like
- +Higher $10,000 spending limit
- +Lets NFT projects integrate their own tokens
- +No KYC for issuance
- +Works with Apple Pay and Google Pay
- +Valid for a full year
Watch out for
- −Issuance fee not clearly stated
- −Little company transparency and few support channels
- −No physical card
- −Conversion spreads may hide extra costs
- −Virtual use only
6.5/10
Editor score
Fair
Lv 0
KYC Level
No KYC
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- —
- Card Issuance
- —
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- 6%
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- $10,000
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Mastercard
- Apple Pay
- Google Pay
KYC Requirements
Level: No KYC
- ✕Email verificationNot Required
- ✕Phone verificationNot Required
- ✕Identity documentNot Required
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
4.8/10
Sourced from
The card does one thing very well and most other things poorly. Signup is by wallet connect only, through MetaMask or WalletConnect, with no documents or proof of income, and checkout accepts any name and billing address, which is why advocacy comes mostly from privacy communities on Reddit. A Uniswap integration lets supported ERC-20 tokens fund the card without a KYC exchange, and the Business Program raises the cap to about USD 10,000. Evidence is thin: no dedicated YouTube review, absence from major virtual-card comparisons, and almost no activity on X beyond warnings about impersonator domains like paywide.cards. Trustpilot has a handful of reviews averaging 3.3 to 3.5/5, including a one-star from a user who never received a card, and carries a high-risk warning. Aggregators score it lower, at 2.6/5 and 2.8/5. Costs are among the highest: sources cite a 3% top-up fee in partner documentation but 4 to 5% in reviews, plus spreads, gas and a reported USD 300 minimum load, and refunds never recover the top-up fee. Funds are only self-custodial until top-up, settlement takes one to three business days, and some US users lost access with no notice. Support is email-only on GMT+8 weekdays, and the Android app declares collecting personal data, precise location and photos. Use it for single anonymous purchases and never store capital on it.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum
Frequently asked questions
Does the PayWide Business Program Virtual Card require KYC?
No. The PayWide Business Program Virtual Card can be issued without identity verification. Limits and fees may be higher than on verified cards.
What fees does the PayWide Business Program Virtual Card charge?
The card has a monthly fee of not disclosed, an issuance fee of not disclosed, a top-up fee of 6%. See the fee table above for ATM and decline fees.
Does the PayWide Business Program Virtual Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the PayWide Business Program Virtual Card?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the PayWide Business Program Virtual Card support?
ETH, USDC, DAI, ZRX, UNI, USDT, LINK, WBTC.
Last updated August 19, 2026, verified August 7, 2026.