Nexa Silver Virtual Card
by Nexa Cards
- Monthly fee
- $3.99
- Card fee
- $49.95
- Top-up fee
- Not listed
- ID check
- ID verification
- Card
- Virtual
- Phone pay
- Apple Pay, Google Pay
Our verdict
The Nexa Silver is an entry-level virtual card built for immediate digital spending and heavy loading. It is marketed as a private offshore product, yet it requires standard identity verification for full use, and its upfront costs are high.
What we like
- +Virtual card issued within 24 hours
- +Unlimited loading of digital assets
- +Over 65 cryptocurrencies supported
- +Accepted at over 33 million merchants worldwide
Watch out for
- −High upfront enrollment and activation fees
- −Recurring monthly hosting fee
- −No Apple Pay or Google Pay
- −Transaction fee schedule is unclear
3.2/10
Editor score
Poor
2.2/10
User rating
Based on 33 sources
Lv 3
KYC Level
ID verification
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- $3.99
- Card Issuance
- $49.95
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
2.2/10
Sourced from
The main finding is that no organic community feedback supports this card. Searches on Reddit, YouTube and X return only unrelated Nexa brands, such as a loyalty card from Maruti Suzuki, Guatemala's Banco Nexa, Nexo and an NFC business-card company. The independent signals that do exist are negative: app-store reviews of Nexa Pay allege deposits stuck in permanent pending status and unanswered support, and an April 2025 BitcoinTalk thread flagged copy-pasted terms and conflicting jurisdiction claims. Other concerns include a $114.93 upfront cost for a virtual card, anonymity marketing that conflicts with a full KYC policy, and a token presale that reuses the name of an unrelated Layer-1 blockchain.
Category Breakdown
Features
Supported Cryptocurrencies
Frequently asked questions
Does the Nexa Silver Virtual Card require KYC?
Yes. Nexa Cards asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Nexa Silver Virtual Card charge?
The card has a monthly fee of $3.99, an issuance fee of $49.95. See the fee table above for ATM and decline fees.
Does the Nexa Silver Virtual Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Nexa Silver Virtual Card?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the Nexa Silver Virtual Card support?
BTC, ETH, BNB.
Last updated August 19, 2026, verified August 17, 2026.