e.PN Virtual Standard Grade Card
by e.PN
- Monthly fee
- Not listed
- Card fee
- $4.00
- Top-up fee
- 6.7%
- ID check
- Full KYC
- Card
- Virtual
- Phone pay
- Apple Pay, Google Pay
Our verdict
The Standard Grade card gives marketers a very wide selection of global BINs, but it has the highest top-up fees in the e.PN range. Withdrawals are slow and costly, and full Level 4 KYC is required.
What we like
- +102 distinct BINs from 12 countries
- +Apple Pay and Google Pay for real-world spending
- +Instant funding with TRC-20 USDT
- +Tuned for Facebook and Google Ads
Watch out for
- −6.7% top-up fee for entry-level users
- −30-day lock-up of capital on withdrawals
- −Full Level 4 KYC verification required
- −5% fee to withdraw funds back to crypto
4.0/10
Editor score
Poor
Lv 4
KYC Level
Full KYC
Regional
Availability
0 countries
Card Overview
Rewards
- Cashback
- None
- Cashback Crypto
- None
- Staking Rewards
- No
- Staking APR
- None
- Welcome Bonus
- None
- Referral Bonus
- None
Fees
- Monthly Fee
- Not listed
- Card Issuance
- $4.00
- ATM Fee
- Not listed
- FX Fee
- Not listed
- Top-up Fee
- 6.7%
- Decline Fee
- Not listed
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: Full KYC
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✓Proof of addressRequired
- ✓Selfie verificationRequired
Community Sentiment
Community Score
4.5/10
Sourced from
The card has a sharply divided reception. High-volume media buyers and affiliate marketers like the broad BIN inventory (100+ BINs across 36 banks), instant virtual card issuance, in-app 3DS codes and flexible crypto and fiat top-ups, and Trustpilot settles around 3.3 out of 5 from roughly 87 reviews. Retail and low-volume users report a very different experience. Reddit threads on r/Scams, r/CreditCards, r/privacy and r/CryptoScams describe frozen accounts, balance glitches, withheld merchant refunds and unresponsive support that points to dead-end Telegram handles. The 6.7% top-up commission plus monthly per-card fees push effective overhead above 7.5% on modest budgets, and a 5% withdrawal fee with a $100 minimum and a 30-day deposit window locks small depositors in. The mobile app is generally liked for its clean interface and fast card creation, though KYC document re-scan loops and inconsistent deposit minimums come up often.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Tron
Similar cards
Frequently asked questions
Does the e.PN Virtual Standard Grade Card require KYC?
Yes. e.PN asks for full kyc before issuing the card. Full verification: ID document, proof of address and a selfie or liveness check.
What fees does the e.PN Virtual Standard Grade Card charge?
The card has a monthly fee of not disclosed, an issuance fee of $4.00, a top-up fee of 6.7%. See the fee table above for ATM and decline fees.
Does the e.PN Virtual Standard Grade Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the e.PN Virtual Standard Grade Card?
Availability is limited to specific regions; check the issuer's site for your country.
Which cryptocurrencies does the e.PN Virtual Standard Grade Card support?
USDT.
Last updated September 25, 2026, verified September 24, 2026. Issuer of this card? Get your rating badge.