IZIPAY Virtual Crypto Card
by IZIPAY
- Monthly fee
- Free
- Card fee
- $49.99
- Top-up fee
- 3%
- ID check
- Not needed
- Card
- Virtual
- Phone pay
- Apple Pay, Google Pay
Our verdict
A high-limit virtual card issued in seconds with only an email address needed for standard use. It suits digital nomads and online spending, but it has a large issuance fee and strict usage rules.
What we like
- +No mandatory KYC, email-only signup
- +Issued in under 60 seconds
- +Daily spending limit of $50,000
- +No FX fees, with market conversion rates
- +Apple Pay and Google Pay supported
Watch out for
- −One-time $49.99 issuance fee
- −Three consecutive declines cause a permanent block
- −Explicitly barred for users in the US, UK and EU
- −Mixed reputation with some scam warnings from the community
5.8/10
Editor score
Fair
4.5/10
User rating
Based on 18 sources
Lv 0
KYC Level
No KYC
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- $10
Fees
- Monthly Fee
- Free
- Card Issuance
- $49.99
- ATM Fee
- —
- FX Fee
- Free
- Top-up Fee
- 3%
- Decline Fee
- —
Limits
- Daily Spend
- $50,000
- Monthly Spend
- $200,000
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: No KYC
- ✕Email verificationNot Required
- ✕Phone verificationNot Required
- ✕Identity documentNot Required
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
4.5/10
Sourced from
IZIPAY is a custodial crypto-to-fiat card marketed as needing no KYC, but the research points to a high-risk profile. It appears to process small transactions smoothly to build trust, then seize deposits when users move larger sums. The domain is only 471 days old, registered January 8, 2025, with privacy-protected WHOIS and routing through Iceland. Email-only signup and Apple and Google Pay appeal to privacy-minded users at first. Several independent reports describe funds disappearing overnight, accounts deleted without explanation and support channels blocking affected users. The name is easily confused with the legitimate Peruvian IZIPAY payment network. Other warning signs include split Trustpilot reviews with detailed fund-loss claims, no independent YouTube coverage, dismissive replies to complaints and reported IP bans of users trying to recover money.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum, Tron, BNB Chain, Solana, TON
Frequently asked questions
Does the IZIPAY Virtual Crypto Card require KYC?
No. The IZIPAY Virtual Crypto Card can be issued without identity verification. Limits and fees may be higher than on verified cards.
What fees does the IZIPAY Virtual Crypto Card charge?
The card has a monthly fee of free, an issuance fee of $49.99, a top-up fee of 3%, an FX fee of free. See the fee table above for ATM and decline fees.
Does the IZIPAY Virtual Crypto Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the IZIPAY Virtual Crypto Card?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the IZIPAY Virtual Crypto Card support?
BTC, ETH, USDT, USDC, BNB, SOL, TON.
Last updated August 19, 2026, verified August 6, 2026.