Rizon Standard Visa Platinum
by Rizon
- Monthly fee
- Free
- Card fee
- $10.00
- Top-up fee
- Free
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
Rizon's standard card lets you keep your keys and spend stablecoins globally with no monthly fee. Transaction and FX costs run higher than on the premium tiers.
What we like
- +Full self-custody through a Privy smart-contract wallet
- +No monthly subscription fee
- +Supports many blockchain networks
- +Direct Apple Pay and Google Pay support
- +Passport-based eligibility for 49 nationalities
Watch out for
- −High 1.7% FX and crypto conversion fees
- −No cashback on the standard tier
- −Major regional limits, including the EU and UK
- −Physical card issuance costs $49.99
7.7/10
Editor score
Good
6.3/10
User rating
Based on 49 sources
Lv 3
KYC Level
ID verification
Regional
Availability
0 countries
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- $50
Fees
- Monthly Fee
- Free
- Card Issuance
- $10.00
- ATM Fee
- 0.65%
- FX Fee
- 1.7%
- Top-up Fee
- Free
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
6.3/10
Sourced from
Users almost all praise what the card does best: a US-issued Visa BIN that passes fraud filters at OpenAI, Adobe, Google Workspace, Meta and Apple Search Ads, which often reject local cards, funded from a Privy MPC wallet with no seed phrase. The app earns high marks for instant Apple Pay and Google Pay setup and settlement in under three seconds, and SpendNode cleared KYC in about two minutes. The free tier has no cashback, only 1 RizPoint per $10, and the advertised 2.5% belongs to the paid Emerald plan, where it is capped at the subscription fee. Complaints are mostly structural: the app charges a virtual card fee before checking country eligibility, manual KYC often takes over 24 hours against the advertised 3-5 minutes, wrong-network deposits need slow recovery, and refund requests get stuck with chatbots. Rizon has acknowledged the sequencing problem and promised a country selection step. A US BIN is also not universal, since Google rejects the prepaid classification for developer registration.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Ethereum, Polygon, Arbitrum, Optimism, Solana, Avalanche, BNB Chain, Base
Frequently asked questions
Does the Rizon Standard Visa Platinum require KYC?
Yes. Rizon asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Rizon Standard Visa Platinum charge?
The card has a monthly fee of free, an issuance fee of $10.00, a top-up fee of free, an FX fee of 1.7%. See the fee table above for ATM and decline fees.
Does the Rizon Standard Visa Platinum work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Rizon Standard Visa Platinum?
Availability is limited to specific regions; check the issuer's site for your country.
Which cryptocurrencies does the Rizon Standard Visa Platinum support?
USDC, USDT.
Last updated August 20, 2026.