1inch Card
by 1inch
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Not listed
- ID check
- ID verification
- Card
- Virtual
- Phone pay
- Apple Pay, Google Pay
Our verdict
1inch Card suits European crypto holders who want to spend without converting in advance. Zero FX fees and the Mastercard link add convenience, although the 2% cashback trails the field.
What we like
- +No foreign exchange fee abroad
- +Crypto converts to fiat automatically at checkout
- +Cashback up to 2%, paid in the crypto of your choice
- +Apple Pay and Google Pay supported
- +Customer service rated 9.2/10
Watch out for
- −Virtual only, with no physical card
- −2% cashback sits below the 4% industry average
- −Only offered in the UK and EEA
- −Conversion costs of 1-2% plus gas can eat into rewards
- −No linked bank account to receive fiat
7.0/10
Editor score
Good
5.0/10
User rating
Based on 41 sources
Lv 3
KYC Level
ID verification
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- 2%
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- Free
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- $8,000
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Mastercard
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
5.0/10
Sourced from
Users credit the CryptoDraft and Stableloan features, which free up fiat against BTC or ETH collateral without a taxable sale, along with no recurring fees, Apple and Google Pay support and tight integration with the 1inch wallet and DEX aggregator. Opinion turns negative on cost and reliability. A conversion fee near 1.75% applies to every purchase and largely cancels the headline cashback unless users take the illiquid BXX token. Availability stops at the UK and EEA, and the app the card relies on has had biometric login freezes and KYC camera failures. Support is the weakest part, with fund-access problems sent to a third-party Crypto Life inbox and withdrawals reported pending for days or weeks.
Category Breakdown
Features
Supported Cryptocurrencies
Frequently asked questions
Does the 1inch Card require KYC?
Yes. 1inch asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the 1inch Card charge?
The card has a monthly fee of free, an issuance fee of free, an FX fee of free. See the fee table above for ATM and decline fees.
Does the 1inch Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the 1inch Card?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the 1inch Card support?
1INCH, USDT, BTC, LTC, XRP, BXX.
Last updated August 19, 2026, verified August 6, 2026.