Karma Card
by Karma Wallet
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Not listed
- ID check
- ID verification
- Card
- Virtual
- Phone pay
- No
Our verdict
Karma offers self-custody banking on Solana with genuine IBANs and instant settlement. Real-time FX and no hidden fees are appealing, but the platform is new and details on rewards are thin.
What we like
- +Self-custody with real IBANs and routing numbers
- +Fast Solana wallet with instant settlement
- +Real-time FX and no hidden fees
- +Euros and crypto managed in one place
- +Virtual accounts for different purposes
Watch out for
- −Newer platform with little track record
- −Mostly Solana-focused, with limited multi-chain support
- −Focused on Europe and the SEPA region
- −Assumes some understanding of crypto banking
- −Little information on cashback rewards
8.5/10
Editor score
Excellent
—
User rating
Not yet rated
Lv 3
KYC Level
ID verification
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- —
- Top-up Fee
- —
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Virtual Card
- Card Network
- Visa
- Apple Pay
- —
- Google Pay
- —
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Not yet rated by the community
We haven't collected enough public feedback for this card yet. Check back soon.
Features
Supported Cryptocurrencies
Networks: Solana
Frequently asked questions
Does the Karma Card require KYC?
Yes. Karma Wallet asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Karma Card charge?
The card has a monthly fee of free, an issuance fee of free. See the fee table above for ATM and decline fees.
Does the Karma Card work with Apple Pay and Google Pay?
Apple Pay is not supported and Google Pay is not supported, according to the issuer.
Which countries can get the Karma Card?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the Karma Card support?
USDC, SOL.
Last updated August 19, 2026, verified August 6, 2026.