Pyra Card
by Pyra
- Monthly fee
- Free
- Card fee
- Free
- Top-up fee
- Free
- ID check
- ID verification
- Card
- Virtual + physical
- Phone pay
- Apple Pay, Google Pay
Our verdict
Pyra is a self-custodial Visa card on Solana that lets you spend against crypto collateral without selling it. Assets keep earning yield through protocols such as Kamino, and borrowing instead of selling can be tax-efficient.
What we like
- +Self-custodial, so you keep your private keys
- +Avoids capital gains tax by borrowing instead of selling
- +No monthly, issuance or liquidation penalty fees
- +Collateral earns passive yield through Kamino
- +Apple Pay and Google Pay supported
Watch out for
- −Level 3 KYC through Persona required
- −Variable USDC borrowing rates driven by DeFi markets
- −Collateral limited to the Solana ecosystem
- −Tiered FX fees on non-USD transactions
7.7/10
Editor score
Good
—
User rating
Not yet rated
Lv 3
KYC Level
ID verification
Global
Availability
Available worldwide
Card Overview
Rewards
- Cashback
- —
- Cashback Crypto
- —
- Staking Rewards
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- Free
- Card Issuance
- Free
- ATM Fee
- —
- FX Fee
- 2%
- Top-up Fee
- Free
- Decline Fee
- —
Limits
- Daily Spend
- Unlimited
- Monthly Spend
- Unlimited
- ATM Withdrawal
- Unlimited
Card Info
- Card Type
- Physical Card, Virtual Card
- Card Network
- Visa
- Apple Pay
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Not yet rated by the community
We haven't collected enough public feedback for this card yet. Check back soon.
Features
Supported Cryptocurrencies
Networks: Solana
Frequently asked questions
Does the Pyra Card require KYC?
Yes. Pyra asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Pyra Card charge?
The card has a monthly fee of free, an issuance fee of free, a top-up fee of free, an FX fee of 2%. See the fee table above for ATM and decline fees.
Does the Pyra Card work with Apple Pay and Google Pay?
Apple Pay is supported and Google Pay is supported, according to the issuer.
Which countries can get the Pyra Card?
It is available worldwide, subject to the issuer's own checks.
Which cryptocurrencies does the Pyra Card support?
SOL, BTC, USDC, USDT.
Last updated August 19, 2026, verified August 6, 2026.