This card has been discontinued. The page is kept for reference.
Ready Metal Card
by Ready
- Monthly fee
- $15.00
- Card fee
- Free
- Top-up fee
- Free
- ID check
- ID verification
- Card
- Physical
- Phone pay
- Google Pay
Our verdict
Ready Metal Card, formerly Argent, pairs a 16g metal build with true self-custody and up to 10% STRK cashback. Built-in DeFi tools such as borrowing from 1.19% APR make it one of the more advanced crypto cards.
What we like
- +10% cashback for 30 days, then 3% on the Metal card
- +True self-custody through a Starknet smart wallet
- +USDC borrowing from as low as 1.19% APR
- +No FX, conversion or top-up fees
- +Up to $800 per month in fee-free ATM withdrawals on Metal
Watch out for
- −120 USDC annual fee for the Metal card
- −Spending is USDC only and needs manual conversion
- −Not available in the US
- −$30,000 monthly spending limit
- −Steeper learning curve for self-custody newcomers
8.5/10
Editor score
Excellent
7.0/10
User rating
Based on 25 sources
Lv 3
KYC Level
ID verification
Global
Availability
6 countries excluded
Card Overview
Rewards
- Cashback
- 3%
- Cashback Crypto
- STRK
- Staking Rewards
- —
- Staking APR
- —
- Welcome Bonus
- —
- Referral Bonus
- —
Fees
- Monthly Fee
- $15.00
- Card Issuance
- Free
- ATM Fee
- 2%
- FX Fee
- Free
- Top-up Fee
- Free
- Decline Fee
- —
Limits
- Daily Spend
- $10,000
- Monthly Spend
- $30,000
- ATM Withdrawal
- $500
Card Info
- Card Type
- Physical Card
- Card Network
- Mastercard
- Apple Pay
- —
- Google Pay
KYC Requirements
Level: ID verification
- ✓Email verificationRequired
- ✓Phone verificationRequired
- ✓Identity documentRequired
- ✕Proof of addressNot Required
- ✕Selfie verificationNot Required
Community Sentiment
Community Score
7.0/10
Sourced from
Reviewers praise the self-custodial Starknet design, true 0% FX at the raw Mastercard interbank rate, and a 10% first-month cashback that can offset the $120 annual fee for active spenders. The Block rates it the best self-custodial card of 2026. Complaints cluster around three points. Cashback is paid only in volatile STRK, which can wipe out the nominal 3% in a bear market. The Android app has connectivity drops and OTP delivery failures that make card management difficult at checkout. Support is email-only and slow to resolve technical tickets. It fits high-volume international spenders and Starknet users best, while casual domestic spenders and iOS users waiting for Apple Pay face a harder case for the fee.
Category Breakdown
Features
Supported Cryptocurrencies
Networks: Starknet, Ethereum
Frequently asked questions
Does the Ready Metal Card require KYC?
Yes. Ready asks for id verification before issuing the card. A government ID is checked, usually alongside email and phone.
What fees does the Ready Metal Card charge?
The card has a monthly fee of $15.00, an issuance fee of free, a top-up fee of free, an FX fee of free. See the fee table above for ATM and decline fees.
Does the Ready Metal Card work with Apple Pay and Google Pay?
Apple Pay is not supported and Google Pay is supported, according to the issuer.
Which countries can get the Ready Metal Card?
It is available in most countries, except Afghanistan, Cuba, Iran, North Korea, Syria, United States.
Which cryptocurrencies does the Ready Metal Card support?
USDC, BTC, ETH.
Last updated October 8, 2026, verified August 6, 2026.