0fiat Crypto Card vs Moon Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. 0fiat Crypto Card scores higher overall (7.6 vs 6.4), but the better pick depends on what you need.
0fiat Crypto Card
by 0fiat
7.6editor score 5/10
Pick 0fiat Crypto if you want a card that
- ✓rated higher by users
- ✓cheaper to keep
- ✓cheaper to load
- ✓supports more coins
Moon Card
by Moon
6.4editor score 2.7/10
Pick Moon if you want a card that
- ✓fits your country and coins
Side by side
| 0fiat Crypto | Moon | |
|---|---|---|
| Editor score | 7.6/10Better | 6.4/10 |
| User rating | 5/10Better | 2.7/10 |
| ID check | No KYC | No KYC |
| Card fee | Free | Free |
| Monthly fee | FreeBetter | $20.00 |
| Top-up fee | FreeBetter | 2% |
| FX fee | Not listed | 3% |
| Daily limit | No stated limit | $100,000 |
| Cashback | 1% | 1% |
| Card type | Virtual | Virtual |
| Network | Mastercard | Mastercard |
| Apple Pay | No | No |
| Google Pay | No | No |
| Coins | 2Better | 1 |
0fiat Crypto: pros and cons
- +No identity verification
- +You keep your own keys
- +Works at big retailers including Amazon and Walmart
- +No maintenance or issuance fees
- −Not a true debit card, with no physical card or card number
- −Only works at supported merchants
- −Costs are tucked into exchange rate spreads
- −No mobile app or Apple Pay and Google Pay
Moon: pros and cons
- +Lightning support allows instant, nearly free Bitcoin transfers
- +No monthly or membership charges
- +Single-use cards from just $1.49
- +Keeps personal details hidden from merchants
- −Recent reports of suspended accounts and refund trouble
- −Virtual cards only, no physical version
- −$4,000 monthly cap across all cards
- −One-time cards lapse after 2 months
Questions
Is 0fiat Crypto Card or Moon Card better?
0fiat Crypto Card has the higher editor score (7.6/10). 0fiat Crypto rated higher by users, cheaper to keep and cheaper to load.
Which is cheaper, 0fiat Crypto or Moon?
0fiat Crypto charges free to open and free per top-up. Moon charges free to open and 2% per top-up. The top-up fee matters most if you load larger amounts.
Do 0fiat Crypto and Moon require KYC?
0fiat Crypto: no ID needed. Moon: no ID needed.
Do 0fiat Crypto and Moon work with Apple Pay?
0fiat Crypto does not work with Apple Pay and Moon does not work with Apple Pay.
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