0fiat Crypto Card vs PayWide Business Program Virtual Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. 0fiat Crypto Card scores higher overall (7.6 vs 6.5), but the better pick depends on what you need.
by 0fiat
Pick 0fiat Crypto if you want a card that
- ✓rated higher by users
- ✓cheaper to load
- ✓pays more cashback
by PayWide
Pick PayWide Business Program if you want a card that
- ✓works with Apple Pay
- ✓works with Google Pay
- ✓supports more coins
Side by side
| 0fiat Crypto | PayWide Business Program | |
|---|---|---|
| Editor score | 7.6/10Better | 6.5/10 |
| User rating | 5/10Better | 4.8/10 |
| ID check | No KYC | No KYC |
| Card fee | Free | Not listed |
| Monthly fee | Free | Not listed |
| Top-up fee | FreeBetter | 6% |
| FX fee | Not listed | Not listed |
| Daily limit | No stated limit | No stated limit |
| Cashback | 1%Better | None |
| Card type | Virtual | Virtual |
| Network | Mastercard | Mastercard |
| Apple Pay | No | YesBetter |
| Google Pay | No | YesBetter |
| Coins | 2 | 8Better |
0fiat Crypto: pros and cons
- +No identity verification
- +You keep your own keys
- +Works at big retailers including Amazon and Walmart
- +No maintenance or issuance fees
- −Not a true debit card, with no physical card or card number
- −Only works at supported merchants
- −Costs are tucked into exchange rate spreads
- −No mobile app or Apple Pay and Google Pay
PayWide Business Program: pros and cons
- +Higher $10,000 spending limit
- +Lets NFT projects integrate their own tokens
- +No KYC for issuance
- +Works with Apple Pay and Google Pay
- −Issuance fee not clearly stated
- −Little company transparency and few support channels
- −No physical card
- −Conversion spreads may hide extra costs
Questions
Is 0fiat Crypto Card or PayWide Business Program Virtual Card better?
0fiat Crypto Card has the higher editor score (7.6/10). 0fiat Crypto rated higher by users, cheaper to load and pays more cashback. PayWide Business Program works with Apple Pay, works with Google Pay and supports more coins.
Which is cheaper, 0fiat Crypto or PayWide Business Program?
0fiat Crypto charges free to open and free per top-up. PayWide Business Program charges an unlisted fee to open and 6% per top-up. The top-up fee matters most if you load larger amounts.
Do 0fiat Crypto and PayWide Business Program require KYC?
0fiat Crypto: no ID needed. PayWide Business Program: no ID needed.
Do 0fiat Crypto and PayWide Business Program work with Apple Pay?
0fiat Crypto does not work with Apple Pay and PayWide Business Program works with Apple Pay.