Maybe Card vs Moon Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Maybe Card scores higher overall (9.6 vs 6.4), but the better pick depends on what you need.
Maybe Card
by Maybe
9.6editor score 8.2/10
Pick Maybe if you want a card that
- ✓rated higher by users
- ✓cheaper to keep
- ✓works with Apple Pay
- ✓works with Google Pay
- ✓supports more coins

Moon Card
by Moon
6.4editor score 2.7/10
Pick Moon if you want a card that
- ✓cheaper to open
- ✓pays more cashback
Side by side
| Maybe | Moon | |
|---|---|---|
| Editor score | 9.6/10Better | 6.4/10 |
| User rating | 8.2/10Better | 2.7/10 |
| ID check | No KYC | No KYC |
| Card fee | $49.00 | FreeBetter |
| Monthly fee | FreeBetter | $20.00 |
| Top-up fee | 2% | 2% |
| FX fee | Not listed | 3% |
| Daily limit | No stated limit | $100,000 |
| Cashback | None | 1%Better |
| Card type | Virtual | Virtual |
| Network | Visa | Mastercard |
| Apple Pay | YesBetter | No |
| Google Pay | YesBetter | No |
| Coins | 2Better | 1 |
Maybe: pros and cons
- +No ID, selfie or proof of address for crypto-only accounts
- +Every purchase has a 50/50 chance to come back free
- +Outcomes settled from public market prices you can verify
- +Apple Pay and Google Pay on the Diamond card
- −Every purchase can also cost double
- −One-time card price from $49
- −2% top-up fee
- −New issuer, no public user reviews yet
Moon: pros and cons
- +Lightning support allows instant, nearly free Bitcoin transfers
- +No monthly or membership charges
- +Single-use cards from just $1.49
- +Keeps personal details hidden from merchants
- −Recent reports of suspended accounts and refund trouble
- −Virtual cards only, no physical version
- −$4,000 monthly cap across all cards
- −One-time cards lapse after 2 months
Questions
Is Maybe Card or Moon Card better?
Maybe Card has the higher editor score (9.6/10). Maybe rated higher by users, cheaper to keep and works with Apple Pay. Moon cheaper to open and pays more cashback.
Which is cheaper, Maybe or Moon?
Maybe charges $49.00 to open and 2% per top-up. Moon charges free to open and 2% per top-up. The top-up fee matters most if you load larger amounts.
Do Maybe and Moon require KYC?
Maybe: no ID needed. Moon: no ID needed.
Do Maybe and Moon work with Apple Pay?
Maybe works with Apple Pay and Moon does not work with Apple Pay.
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