Laso Finance International Card vs 0fiat Crypto Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Laso Finance International Card scores higher overall (7.9 vs 7.6), but the better pick depends on what you need.
by Laso Finance
Pick Laso Finance International if you want a card that
- ✓rated higher by users
- ✓works with Google Pay
- ✓supports more coins
by 0fiat
Pick 0fiat Crypto if you want a card that
- ✓cheaper to load
- ✓pays more cashback
Side by side
| Laso Finance International | 0fiat Crypto | |
|---|---|---|
| Editor score | 7.9/10Better | 7.6/10 |
| User rating | 7.2/10Better | 5/10 |
| ID check | No KYC | No KYC |
| Card fee | Free | Free |
| Monthly fee | Free | Free |
| Top-up fee | 3.8% | FreeBetter |
| FX fee | Not listed | Not listed |
| Daily limit | $1,000 | No stated limit |
| Cashback | None | 1%Better |
| Card type | Virtual | Virtual |
| Network | Visa | Mastercard |
| Apple Pay | No | No |
| Google Pay | YesBetter | No |
| Coins | 3Better | 2 |
Laso Finance International: pros and cons
- +No KYC or personal information required
- +Instant issuance by connecting a Web3 wallet
- +No monthly maintenance or decline fees
- +Supports many blockchain networks
- −Fairly high 3.8% operations fee on loads
- −Strict $1,000 maximum balance
- −Excluded from several large European markets
- −Non-reloadable, so redemption is manual
0fiat Crypto: pros and cons
- +No identity verification
- +You keep your own keys
- +Works at big retailers including Amazon and Walmart
- +No maintenance or issuance fees
- −Not a true debit card, with no physical card or card number
- −Only works at supported merchants
- −Costs are tucked into exchange rate spreads
- −No mobile app or Apple Pay and Google Pay
Questions
Is Laso Finance International Card or 0fiat Crypto Card better?
Laso Finance International Card has the higher editor score (7.9/10). Laso Finance International rated higher by users, works with Google Pay and supports more coins. 0fiat Crypto cheaper to load and pays more cashback.
Which is cheaper, Laso Finance International or 0fiat Crypto?
Laso Finance International charges free to open and 3.8% per top-up. 0fiat Crypto charges free to open and free per top-up. The top-up fee matters most if you load larger amounts.
Do Laso Finance International and 0fiat Crypto require KYC?
Laso Finance International: no ID needed. 0fiat Crypto: no ID needed.
Do Laso Finance International and 0fiat Crypto work with Apple Pay?
Laso Finance International does not work with Apple Pay and 0fiat Crypto does not work with Apple Pay.