0fiat Crypto Card vs Azura Ads Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. 0fiat Crypto Card scores higher overall (7.6 vs 7.1), but the better pick depends on what you need.

0fiat Crypto Card
by 0fiat
7.6editor score 5/10
Pick 0fiat Crypto if you want a card that
- ✓cheaper to open
- ✓cheaper to load
- ✓pays more cashback
Side by side
| 0fiat Crypto | Azura Ads | |
|---|---|---|
| Editor score | 7.6/10Better | 7.1/10 |
| User rating | 5/10 | Not rated |
| ID check | No KYC | No KYC |
| Card fee | FreeBetter | $5.00 |
| Monthly fee | Free | Free |
| Top-up fee | FreeBetter | 4% |
| FX fee | Not listed | Free |
| Daily limit | No stated limit | No stated limit |
| Cashback | 1%Better | None |
| Card type | Virtual | Virtual |
| Network | Mastercard | Not listed |
| Apple Pay | No | No |
| Google Pay | No | No |
| Coins | 2 | 6Better |
0fiat Crypto: pros and cons
- +No identity verification
- +You keep your own keys
- +Works at big retailers including Amazon and Walmart
- +No maintenance or issuance fees
- −Not a true debit card, with no physical card or card number
- −Only works at supported merchants
- −Costs are tucked into exchange rate spreads
- −No mobile app or Apple Pay and Google Pay
Azura Ads: pros and cons
- +No standard ID document verification
- +$0 monthly subscription and 0% Azura FX markup
- +$5 issuance price during launch, down from $10
- +Up to 5 active cards for separate ad accounts
- −4% loading fee, plus 0.6% crypto deposit fee and network charges
- −2% merchant refund fee, 1% voluntary return fee and $0.25 decline fee
- −Custodial balances, with no regular cash-out or ATM access
- −$29 monthly spend required, and cards retire after 3 inactive months
Questions
Is 0fiat Crypto Card or Azura Ads Card better?
0fiat Crypto Card has the higher editor score (7.6/10). 0fiat Crypto cheaper to open, cheaper to load and pays more cashback. Azura Ads supports more coins.
Which is cheaper, 0fiat Crypto or Azura Ads?
0fiat Crypto charges free to open and free per top-up. Azura Ads charges $5.00 to open and 4% per top-up. The top-up fee matters most if you load larger amounts.
Do 0fiat Crypto and Azura Ads require KYC?
0fiat Crypto: no ID needed. Azura Ads: no ID needed.
Do 0fiat Crypto and Azura Ads work with Apple Pay?
0fiat Crypto does not work with Apple Pay and Azura Ads does not work with Apple Pay.
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