0fiat Crypto Card vs WaldenPay Premium Virtual Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. 0fiat Crypto Card scores higher overall (7.6 vs 6.5), but the better pick depends on what you need.
by 0fiat
Pick 0fiat Crypto if you want a card that
- ✓cheaper to open
- ✓cheaper to load
- ✓pays more cashback
by WaldenPay
Pick WaldenPay Premium if you want a card that
- ✓rated higher by users
- ✓works with Apple Pay
- ✓works with Google Pay
- ✓supports more coins
Side by side
| 0fiat Crypto | WaldenPay Premium | |
|---|---|---|
| Editor score | 7.6/10Better | 6.5/10 |
| User rating | 5/10 | 6.8/10Better |
| ID check | No KYC | No KYC |
| Card fee | FreeBetter | $10.00 |
| Monthly fee | Free | Not listed |
| Top-up fee | FreeBetter | 5% |
| FX fee | Not listed | Not listed |
| Daily limit | No stated limit | No stated limit |
| Cashback | 1%Better | None |
| Card type | Virtual | Virtual |
| Network | Mastercard | Mastercard |
| Apple Pay | No | YesBetter |
| Google Pay | No | YesBetter |
| Coins | 2 | 135Better |
0fiat Crypto: pros and cons
- +No identity verification
- +You keep your own keys
- +Works at big retailers including Amazon and Walmart
- +No maintenance or issuance fees
- −Not a true debit card, with no physical card or card number
- −Only works at supported merchants
- −Costs are tucked into exchange rate spreads
- −No mobile app or Apple Pay and Google Pay
WaldenPay Premium: pros and cons
- +No KYC or identity documents
- +Apple Pay and Google Pay supported
- +No limits on spending, transactions or number of cards
- +No fee on declined transactions
- −Steep 5% fee on every top-up
- −Virtual only, no physical card
- −Custodial, with anonymous ownership and a low trust rating
- −Card program partner is undisclosed and the asset list is self-reported
Questions
Is 0fiat Crypto Card or WaldenPay Premium Virtual Card better?
0fiat Crypto Card has the higher editor score (7.6/10). 0fiat Crypto cheaper to open, cheaper to load and pays more cashback. WaldenPay Premium rated higher by users, works with Apple Pay and works with Google Pay.
Which is cheaper, 0fiat Crypto or WaldenPay Premium?
0fiat Crypto charges free to open and free per top-up. WaldenPay Premium charges $10.00 to open and 5% per top-up. The top-up fee matters most if you load larger amounts.
Do 0fiat Crypto and WaldenPay Premium require KYC?
0fiat Crypto: no ID needed. WaldenPay Premium: no ID needed.
Do 0fiat Crypto and WaldenPay Premium work with Apple Pay?
0fiat Crypto does not work with Apple Pay and WaldenPay Premium works with Apple Pay.