PintoPay Card vs 0fiat Crypto Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. PintoPay Card scores higher overall (8.0 vs 7.6), but the better pick depends on what you need.
by PintoPay
Pick PintoPay if you want a card that
- ✓also comes as a physical card
- ✓works with Apple Pay
- ✓works with Google Pay
by 0fiat
Pick 0fiat Crypto if you want a card that
- ✓rated higher by users
- ✓cheaper to open
- ✓cheaper to load
- ✓pays more cashback
- ✓supports more coins
Side by side
| PintoPay | 0fiat Crypto | |
|---|---|---|
| Editor score | 8.0/10Better | 7.6/10 |
| User rating | 4.8/10 | 5/10Better |
| ID check | No KYC | No KYC |
| Card fee | $10.00 | FreeBetter |
| Monthly fee | Free | Free |
| Top-up fee | 2.5% | FreeBetter |
| FX fee | Not listed | Not listed |
| Daily limit | $25,000 | No stated limit |
| Cashback | None | 1%Better |
| Card type | Virtual and physicalBetter | Virtual |
| Network | Visa | Mastercard |
| Apple Pay | YesBetter | No |
| Google Pay | YesBetter | No |
| Coins | 1 | 2Better |
PintoPay: pros and cons
- +No KYC, with instant virtual card issuance
- +Supports BTC, ETH, USDT, BNB and TRX across networks
- +Cards can be issued via app or Telegram bot
- +No hidden monthly fees
- −$0.25 per transaction plus up to 2.5% top-up fee
- −Top-ups can take up to 12 hours
- −Card funds cannot be withdrawn back to crypto
- −No standard cashback, only referral rewards
0fiat Crypto: pros and cons
- +No identity verification
- +You keep your own keys
- +Works at big retailers including Amazon and Walmart
- +No maintenance or issuance fees
- −Not a true debit card, with no physical card or card number
- −Only works at supported merchants
- −Costs are tucked into exchange rate spreads
- −No mobile app or Apple Pay and Google Pay
Questions
Is PintoPay Card or 0fiat Crypto Card better?
PintoPay Card has the higher editor score (8.0/10). PintoPay also comes as a physical card, works with Apple Pay and works with Google Pay. 0fiat Crypto rated higher by users, cheaper to open and cheaper to load.
Which is cheaper, PintoPay or 0fiat Crypto?
PintoPay charges $10.00 to open and 2.5% per top-up. 0fiat Crypto charges free to open and free per top-up. The top-up fee matters most if you load larger amounts.
Do PintoPay and 0fiat Crypto require KYC?
PintoPay: no ID needed. 0fiat Crypto: no ID needed.
Do PintoPay and 0fiat Crypto work with Apple Pay?
PintoPay works with Apple Pay and 0fiat Crypto does not work with Apple Pay.