Maybe Card vs 0fiat Crypto Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Maybe Card scores higher overall (9.6 vs 7.6), but the better pick depends on what you need.
by Maybe
Pick Maybe if you want a card that
- ✓rated higher by users
- ✓works with Apple Pay
- ✓works with Google Pay
by 0fiat
Pick 0fiat Crypto if you want a card that
- ✓cheaper to open
- ✓cheaper to load
- ✓pays more cashback
Side by side
| Maybe | 0fiat Crypto | |
|---|---|---|
| Editor score | 9.6/10Better | 7.6/10 |
| User rating | 8.2/10Better | 5/10 |
| ID check | No KYC | No KYC |
| Card fee | $49.00 | FreeBetter |
| Monthly fee | Free | Free |
| Top-up fee | 2% | FreeBetter |
| FX fee | Not listed | Not listed |
| Daily limit | No stated limit | No stated limit |
| Cashback | None | 1%Better |
| Card type | Virtual | Virtual |
| Network | Visa | Mastercard |
| Apple Pay | YesBetter | No |
| Google Pay | YesBetter | No |
| Coins | 2 | 2 |
Maybe: pros and cons
- +No ID, selfie or proof of address for crypto-only accounts
- +Every purchase has a 50/50 chance to come back free
- +Outcomes settled from public market prices you can verify
- +Apple Pay and Google Pay on the Diamond card
- −Every purchase can also cost double
- −One-time card price from $49
- −2% top-up fee
- −New issuer, no public user reviews yet
0fiat Crypto: pros and cons
- +No identity verification
- +You keep your own keys
- +Works at big retailers including Amazon and Walmart
- +No maintenance or issuance fees
- −Not a true debit card, with no physical card or card number
- −Only works at supported merchants
- −Costs are tucked into exchange rate spreads
- −No mobile app or Apple Pay and Google Pay
Questions
Is Maybe Card or 0fiat Crypto Card better?
Maybe Card has the higher editor score (9.6/10). Maybe rated higher by users, works with Apple Pay and works with Google Pay. 0fiat Crypto cheaper to open, cheaper to load and pays more cashback.
Which is cheaper, Maybe or 0fiat Crypto?
Maybe charges $49.00 to open and 2% per top-up. 0fiat Crypto charges free to open and free per top-up. The top-up fee matters most if you load larger amounts.
Do Maybe and 0fiat Crypto require KYC?
Maybe: no ID needed. 0fiat Crypto: no ID needed.
Do Maybe and 0fiat Crypto work with Apple Pay?
Maybe works with Apple Pay and 0fiat Crypto does not work with Apple Pay.