Foton Card Virtual Card vs Moon Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Foton Card Virtual Card scores higher overall (6.9 vs 6.4), but the better pick depends on what you need.
Foton Card Virtual Card
by Foton Card
6.9editor score 5.5/10
Pick Foton Card if you want a card that
- ✓rated higher by users
- ✓cheaper to keep
- ✓cheaper to load
- ✓works with Apple Pay
- ✓works with Google Pay
Moon Card
by Moon
6.4editor score 2.7/10
Pick Moon if you want a card that
- ✓cheaper to open
- ✓pays more cashback
Side by side
| Foton Card | Moon | |
|---|---|---|
| Editor score | 6.9/10Better | 6.4/10 |
| User rating | 5.5/10Better | 2.7/10 |
| ID check | No KYC | No KYC |
| Card fee | $2.00 | FreeBetter |
| Monthly fee | FreeBetter | $20.00 |
| Top-up fee | 1%Better | 2% |
| FX fee | Not listed | 3% |
| Daily limit | No stated limit | $100,000 |
| Cashback | None | 1%Better |
| Card type | Virtual | Virtual |
| Network | Visa | Mastercard |
| Apple Pay | YesBetter | No |
| Google Pay | YesBetter | No |
| Coins | 1 | 1 |
Foton Card: pros and cons
- +No KYC to get a card
- +BINs tuned for ad platforms like Facebook and Google
- +3D Secure (3DS) supported for safer online payments
- +Unlimited card issuance for high-volume users
- −$100 refundable guarantee deposit to start
- −Virtual only, with no physical cards
- −Strict 20% maximum decline rate
- −Fees charged on declined attempts
Moon: pros and cons
- +Lightning support allows instant, nearly free Bitcoin transfers
- +No monthly or membership charges
- +Single-use cards from just $1.49
- +Keeps personal details hidden from merchants
- −Recent reports of suspended accounts and refund trouble
- −Virtual cards only, no physical version
- −$4,000 monthly cap across all cards
- −One-time cards lapse after 2 months
Questions
Is Foton Card Virtual Card or Moon Card better?
Foton Card Virtual Card has the higher editor score (6.9/10). Foton Card rated higher by users, cheaper to keep and cheaper to load. Moon cheaper to open and pays more cashback.
Which is cheaper, Foton Card or Moon?
Foton Card charges $2.00 to open and 1% per top-up. Moon charges free to open and 2% per top-up. The top-up fee matters most if you load larger amounts.
Do Foton Card and Moon require KYC?
Foton Card: no ID needed. Moon: no ID needed.
Do Foton Card and Moon work with Apple Pay?
Foton Card works with Apple Pay and Moon does not work with Apple Pay.
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