0fiat Crypto Card vs Foton Card Virtual Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. 0fiat Crypto Card scores higher overall (7.6 vs 6.9), but the better pick depends on what you need.
by 0fiat
Pick 0fiat Crypto if you want a card that
- ✓cheaper to open
- ✓cheaper to load
- ✓pays more cashback
- ✓supports more coins
by Foton Card
Pick Foton Card if you want a card that
- ✓rated higher by users
- ✓works with Apple Pay
- ✓works with Google Pay
Side by side
| 0fiat Crypto | Foton Card | |
|---|---|---|
| Editor score | 7.6/10Better | 6.9/10 |
| User rating | 5/10 | 5.5/10Better |
| ID check | No KYC | No KYC |
| Card fee | FreeBetter | $2.00 |
| Monthly fee | Free | Free |
| Top-up fee | FreeBetter | 1% |
| FX fee | Not listed | Not listed |
| Daily limit | No stated limit | No stated limit |
| Cashback | 1%Better | None |
| Card type | Virtual | Virtual |
| Network | Mastercard | Visa |
| Apple Pay | No | YesBetter |
| Google Pay | No | YesBetter |
| Coins | 2Better | 1 |
0fiat Crypto: pros and cons
- +No identity verification
- +You keep your own keys
- +Works at big retailers including Amazon and Walmart
- +No maintenance or issuance fees
- −Not a true debit card, with no physical card or card number
- −Only works at supported merchants
- −Costs are tucked into exchange rate spreads
- −No mobile app or Apple Pay and Google Pay
Foton Card: pros and cons
- +No KYC to get a card
- +BINs tuned for ad platforms like Facebook and Google
- +3D Secure (3DS) supported for safer online payments
- +Unlimited card issuance for high-volume users
- −$100 refundable guarantee deposit to start
- −Virtual only, with no physical cards
- −Strict 20% maximum decline rate
- −Fees charged on declined attempts
Questions
Is 0fiat Crypto Card or Foton Card Virtual Card better?
0fiat Crypto Card has the higher editor score (7.6/10). 0fiat Crypto cheaper to open, cheaper to load and pays more cashback. Foton Card rated higher by users, works with Apple Pay and works with Google Pay.
Which is cheaper, 0fiat Crypto or Foton Card?
0fiat Crypto charges free to open and free per top-up. Foton Card charges $2.00 to open and 1% per top-up. The top-up fee matters most if you load larger amounts.
Do 0fiat Crypto and Foton Card require KYC?
0fiat Crypto: no ID needed. Foton Card: no ID needed.
Do 0fiat Crypto and Foton Card work with Apple Pay?
0fiat Crypto does not work with Apple Pay and Foton Card works with Apple Pay.