0fiat Crypto Card vs WooCard Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. 0fiat Crypto Card scores higher overall (7.6 vs 6.3), but the better pick depends on what you need.
by 0fiat
Pick 0fiat Crypto if you want a card that
- ✓cheaper to open
- ✓cheaper to load
- ✓pays more cashback
by WooCard
Pick WooCard if you want a card that
- ✓also comes as a physical card
- ✓works with Apple Pay
- ✓works with Google Pay
- ✓supports more coins
Side by side
| 0fiat Crypto | WooCard | |
|---|---|---|
| Editor score | 7.6/10Better | 6.3/10 |
| User rating | 5/10 | Not rated |
| ID check | No KYC | No KYC |
| Card fee | FreeBetter | $9.00 |
| Monthly fee | Free | Free |
| Top-up fee | FreeBetter | 2.8% |
| FX fee | Not listed | Free |
| Daily limit | No stated limit | No stated limit |
| Cashback | 1%Better | None |
| Card type | Virtual | Virtual and physicalBetter |
| Network | Mastercard | Visa |
| Apple Pay | No | YesBetter |
| Google Pay | No | YesBetter |
| Coins | 2 | 18Better |
0fiat Crypto: pros and cons
- +No identity verification
- +You keep your own keys
- +Works at big retailers including Amazon and Walmart
- +No maintenance or issuance fees
- −Not a true debit card, with no physical card or card number
- −Only works at supported merchants
- −Costs are tucked into exchange rate spreads
- −No mobile app or Apple Pay and Google Pay
WooCard: pros and cons
- +Only a Telegram account and email needed, no ID check
- +No monthly, transaction, decline or cross-border fees
- +Cheap 9 USDT issuance and $20 minimum top-up
- +ATM access with the VIP virtual card and physical cards
- −Referral service that does not identify the real card issuer
- −2.8% top-up fee, plus a possible fixed 1 USDT
- −Entry-level Standard virtual card (9 USDT) has no ATM access; that needs the VIP virtual card (85 USDT) or a physical card
- −3 USDT fee to withdraw or refund a card balance
Questions
Is 0fiat Crypto Card or WooCard Card better?
0fiat Crypto Card has the higher editor score (7.6/10). 0fiat Crypto cheaper to open, cheaper to load and pays more cashback. WooCard also comes as a physical card, works with Apple Pay and works with Google Pay.
Which is cheaper, 0fiat Crypto or WooCard?
0fiat Crypto charges free to open and free per top-up. WooCard charges $9.00 to open and 2.8% per top-up. The top-up fee matters most if you load larger amounts.
Do 0fiat Crypto and WooCard require KYC?
0fiat Crypto: no ID needed. WooCard: no ID needed.
Do 0fiat Crypto and WooCard work with Apple Pay?
0fiat Crypto does not work with Apple Pay and WooCard works with Apple Pay.