PintoPay Card vs PayWide Business Program Virtual Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. PintoPay Card scores higher overall (8.0 vs 6.5), but the better pick depends on what you need.
by PintoPay
Pick PintoPay if you want a card that
- ✓cheaper to load
- ✓also comes as a physical card
by PayWide
Pick PayWide Business Program if you want a card that
- ✓supports more coins
Side by side
| PintoPay | PayWide Business Program | |
|---|---|---|
| Editor score | 8.0/10Better | 6.5/10 |
| User rating | 4.8/10 | 4.8/10 |
| ID check | No KYC | No KYC |
| Card fee | $10.00 | Not listed |
| Monthly fee | Free | Not listed |
| Top-up fee | 2.5%Better | 6% |
| FX fee | Not listed | Not listed |
| Daily limit | $25,000 | No stated limit |
| Cashback | None | None |
| Card type | Virtual and physicalBetter | Virtual |
| Network | Visa | Mastercard |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 1 | 8Better |
PintoPay: pros and cons
- +No KYC, with instant virtual card issuance
- +Supports BTC, ETH, USDT, BNB and TRX across networks
- +Cards can be issued via app or Telegram bot
- +No hidden monthly fees
- −$0.25 per transaction plus up to 2.5% top-up fee
- −Top-ups can take up to 12 hours
- −Card funds cannot be withdrawn back to crypto
- −No standard cashback, only referral rewards
PayWide Business Program: pros and cons
- +Higher $10,000 spending limit
- +Lets NFT projects integrate their own tokens
- +No KYC for issuance
- +Works with Apple Pay and Google Pay
- −Issuance fee not clearly stated
- −Little company transparency and few support channels
- −No physical card
- −Conversion spreads may hide extra costs
Questions
Is PintoPay Card or PayWide Business Program Virtual Card better?
PintoPay Card has the higher editor score (8.0/10). PintoPay cheaper to load and also comes as a physical card. PayWide Business Program supports more coins.
Which is cheaper, PintoPay or PayWide Business Program?
PintoPay charges $10.00 to open and 2.5% per top-up. PayWide Business Program charges an unlisted fee to open and 6% per top-up. The top-up fee matters most if you load larger amounts.
Do PintoPay and PayWide Business Program require KYC?
PintoPay: no ID needed. PayWide Business Program: no ID needed.
Do PintoPay and PayWide Business Program work with Apple Pay?
PintoPay works with Apple Pay and PayWide Business Program works with Apple Pay.