Foton Card Virtual Card vs PayWide Business Program Virtual Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Foton Card Virtual Card scores higher overall (6.9 vs 6.5), but the better pick depends on what you need.
by Foton Card
Pick Foton Card if you want a card that
- ✓rated higher by users
- ✓cheaper to load
by PayWide
Pick PayWide Business Program if you want a card that
- ✓supports more coins
Side by side
| Foton Card | PayWide Business Program | |
|---|---|---|
| Editor score | 6.9/10Better | 6.5/10 |
| User rating | 5.5/10Better | 4.8/10 |
| ID check | No KYC | No KYC |
| Card fee | $2.00 | Not listed |
| Monthly fee | Free | Not listed |
| Top-up fee | 1%Better | 6% |
| FX fee | Not listed | Not listed |
| Daily limit | No stated limit | No stated limit |
| Cashback | None | None |
| Card type | Virtual | Virtual |
| Network | Visa | Mastercard |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 1 | 8Better |
Foton Card: pros and cons
- +No KYC to get a card
- +BINs tuned for ad platforms like Facebook and Google
- +3D Secure (3DS) supported for safer online payments
- +Unlimited card issuance for high-volume users
- −$100 refundable guarantee deposit to start
- −Virtual only, with no physical cards
- −Strict 20% maximum decline rate
- −Fees charged on declined attempts
PayWide Business Program: pros and cons
- +Higher $10,000 spending limit
- +Lets NFT projects integrate their own tokens
- +No KYC for issuance
- +Works with Apple Pay and Google Pay
- −Issuance fee not clearly stated
- −Little company transparency and few support channels
- −No physical card
- −Conversion spreads may hide extra costs
Questions
Is Foton Card Virtual Card or PayWide Business Program Virtual Card better?
Foton Card Virtual Card has the higher editor score (6.9/10). Foton Card rated higher by users and cheaper to load. PayWide Business Program supports more coins.
Which is cheaper, Foton Card or PayWide Business Program?
Foton Card charges $2.00 to open and 1% per top-up. PayWide Business Program charges an unlisted fee to open and 6% per top-up. The top-up fee matters most if you load larger amounts.
Do Foton Card and PayWide Business Program require KYC?
Foton Card: no ID needed. PayWide Business Program: no ID needed.
Do Foton Card and PayWide Business Program work with Apple Pay?
Foton Card works with Apple Pay and PayWide Business Program works with Apple Pay.