Maybe Card vs PayWide Business Program Virtual Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Maybe Card scores higher overall (9.6 vs 6.5), but the better pick depends on what you need.
by Maybe
Pick Maybe if you want a card that
- ✓rated higher by users
- ✓cheaper to load
by PayWide
Pick PayWide Business Program if you want a card that
- ✓supports more coins
Side by side
| Maybe | PayWide Business Program | |
|---|---|---|
| Editor score | 9.6/10Better | 6.5/10 |
| User rating | 8.2/10Better | 4.8/10 |
| ID check | No KYC | No KYC |
| Card fee | $49.00 | Not listed |
| Monthly fee | Free | Not listed |
| Top-up fee | 2%Better | 6% |
| FX fee | Not listed | Not listed |
| Daily limit | No stated limit | No stated limit |
| Cashback | None | None |
| Card type | Virtual | Virtual |
| Network | Visa | Mastercard |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 2 | 8Better |
Maybe: pros and cons
- +No ID, selfie or proof of address for crypto-only accounts
- +Every purchase has a 50/50 chance to come back free
- +Outcomes settled from public market prices you can verify
- +Apple Pay and Google Pay on the Diamond card
- −Every purchase can also cost double
- −One-time card price from $49
- −2% top-up fee
- −New issuer, no public user reviews yet
PayWide Business Program: pros and cons
- +Higher $10,000 spending limit
- +Lets NFT projects integrate their own tokens
- +No KYC for issuance
- +Works with Apple Pay and Google Pay
- −Issuance fee not clearly stated
- −Little company transparency and few support channels
- −No physical card
- −Conversion spreads may hide extra costs
Questions
Is Maybe Card or PayWide Business Program Virtual Card better?
Maybe Card has the higher editor score (9.6/10). Maybe rated higher by users and cheaper to load. PayWide Business Program supports more coins.
Which is cheaper, Maybe or PayWide Business Program?
Maybe charges $49.00 to open and 2% per top-up. PayWide Business Program charges an unlisted fee to open and 6% per top-up. The top-up fee matters most if you load larger amounts.
Do Maybe and PayWide Business Program require KYC?
Maybe: no ID needed. PayWide Business Program: no ID needed.
Do Maybe and PayWide Business Program work with Apple Pay?
Maybe works with Apple Pay and PayWide Business Program works with Apple Pay.