PintoPay Card vs WaldenPay Premium Virtual Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. PintoPay Card scores higher overall (8.0 vs 6.5), but the better pick depends on what you need.

by PintoPay
Pick PintoPay if you want a card that
- ✓cheaper to load
- ✓also comes as a physical card

by WaldenPay
Pick WaldenPay Premium if you want a card that
- ✓rated higher by users
- ✓supports more coins
Side by side
| PintoPay | WaldenPay Premium | |
|---|---|---|
| Editor score | 8.0/10Better | 6.5/10 |
| User rating | 4.8/10 | 6.8/10Better |
| ID check | No KYC | No KYC |
| Card fee | $10.00 | $10.00 |
| Monthly fee | Free | Not listed |
| Top-up fee | 2.5%Better | 5% |
| FX fee | Not listed | Not listed |
| Daily limit | $25,000 | No stated limit |
| Cashback | None | None |
| Card type | Virtual and physicalBetter | Virtual |
| Network | Visa | Mastercard |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 1 | 135Better |
PintoPay: pros and cons
- +No KYC, with instant virtual card issuance
- +Supports BTC, ETH, USDT, BNB and TRX across networks
- +Cards can be issued via app or Telegram bot
- +No hidden monthly fees
- −$0.25 per transaction plus up to 2.5% top-up fee
- −Top-ups can take up to 12 hours
- −Card funds cannot be withdrawn back to crypto
- −No standard cashback, only referral rewards
WaldenPay Premium: pros and cons
- +No KYC or identity documents
- +Apple Pay and Google Pay supported
- +No limits on spending, transactions or number of cards
- +No fee on declined transactions
- −Steep 5% fee on every top-up
- −Virtual only, no physical card
- −Custodial, with anonymous ownership and a low trust rating
- −Card program partner is undisclosed and the asset list is self-reported
Questions
Is PintoPay Card or WaldenPay Premium Virtual Card better?
PintoPay Card has the higher editor score (8.0/10). PintoPay cheaper to load and also comes as a physical card. WaldenPay Premium rated higher by users and supports more coins.
Which is cheaper, PintoPay or WaldenPay Premium?
PintoPay charges $10.00 to open and 2.5% per top-up. WaldenPay Premium charges $10.00 to open and 5% per top-up. The top-up fee matters most if you load larger amounts.
Do PintoPay and WaldenPay Premium require KYC?
PintoPay: no ID needed. WaldenPay Premium: no ID needed.
Do PintoPay and WaldenPay Premium work with Apple Pay?
PintoPay works with Apple Pay and WaldenPay Premium works with Apple Pay.