Maybe Card vs WaldenPay Premium Virtual Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Maybe Card scores higher overall (9.6 vs 6.5), but the better pick depends on what you need.
Maybe Card
by Maybe
9.6editor score 8.2/10
Pick Maybe if you want a card that
- ✓rated higher by users
- ✓cheaper to load

WaldenPay Premium Virtual Card
by WaldenPay
6.5editor score 6.8/10
Pick WaldenPay Premium if you want a card that
- ✓cheaper to open
- ✓supports more coins
Side by side
| Maybe | WaldenPay Premium | |
|---|---|---|
| Editor score | 9.6/10Better | 6.5/10 |
| User rating | 8.2/10Better | 6.8/10 |
| ID check | No KYC | No KYC |
| Card fee | $49.00 | $10.00Better |
| Monthly fee | Free | Not listed |
| Top-up fee | 2%Better | 5% |
| FX fee | Not listed | Not listed |
| Daily limit | No stated limit | No stated limit |
| Cashback | None | None |
| Card type | Virtual | Virtual |
| Network | Visa | Mastercard |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 2 | 135Better |
Maybe: pros and cons
- +No ID, selfie or proof of address for crypto-only accounts
- +Every purchase has a 50/50 chance to come back free
- +Outcomes settled from public market prices you can verify
- +Apple Pay and Google Pay on the Diamond card
- −Every purchase can also cost double
- −One-time card price from $49
- −2% top-up fee
- −New issuer, no public user reviews yet
WaldenPay Premium: pros and cons
- +No KYC or identity documents
- +Apple Pay and Google Pay supported
- +No limits on spending, transactions or number of cards
- +No fee on declined transactions
- −Steep 5% fee on every top-up
- −Virtual only, no physical card
- −Custodial, with anonymous ownership and a low trust rating
- −Card program partner is undisclosed and the asset list is self-reported
Questions
Is Maybe Card or WaldenPay Premium Virtual Card better?
Maybe Card has the higher editor score (9.6/10). Maybe rated higher by users and cheaper to load. WaldenPay Premium cheaper to open and supports more coins.
Which is cheaper, Maybe or WaldenPay Premium?
Maybe charges $49.00 to open and 2% per top-up. WaldenPay Premium charges $10.00 to open and 5% per top-up. The top-up fee matters most if you load larger amounts.
Do Maybe and WaldenPay Premium require KYC?
Maybe: no ID needed. WaldenPay Premium: no ID needed.
Do Maybe and WaldenPay Premium work with Apple Pay?
Maybe works with Apple Pay and WaldenPay Premium works with Apple Pay.
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